19488 Blueridge Mountain Rd, Bluemont, VA 20135 Property Records

Clarke County property record for 19488 Blueridge Mountain Rd, Bluemont, VA 20135

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,880 sqft · built 1985
Lot Size	8.67 acres (377,665 sqft)
Owner	2 Individual Names on File
Last Sale	$919,000 (Nov 2025)
Tax Bill	$3,560 (2026)
Deeds & Mortgages	Feb 2022 Mortgage Aug 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`33-A-21`

Property Details

APN / Parcel Number

Primary APN	`33-A-21`
Alternative APN	`6579`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,880 sqft Living Area
1st Floor Area	1,716 sqft
Basement Area	1,716 sqft
Finished Basement	1,716 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Conventional
Exterior Material	Other
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	377,665 sqft (8.67 acres)
Terrain	Rolling
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	47 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	6579
Street Address	19488 BLUERIDGE MOUNTAIN RD
City	BLUEMONT
State	VA
Zip	20135-2002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FOC
Legal Description	ON RT 601 8.67 ACRES
Legal Subdivision	RENO W/
Legal Lot Number	1
Jurisdiction	CLARKE VA
Township / Civil Division	MILLWOOD
Census Block Group	1
Census Block	1043
Census Tract	10300

Owner

19488 Blueridge Mountain Rd is owned and occupied by two individuals who bought it in November 2025.

Source: Clarke County records, as of June 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	19488 BLUERIDGE MOUNTAIN RD, BLUEMONT, VA 20135-2002
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED BANK
Aug 1, 2024	Deed of Trust, Mortgage · Line of Credit THIRD FEDERAL SAVINGS & LOAN
Nov 18, 2025	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 29, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2025 · Amount on File
Deed Sale	Nov 18, 2025 · Amount on File
Prior Sale	Aug 1, 2024 · Amount on File
Deed Document Number	20251544
Deed Book / Page	738 / 62
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARKE VA
Property Address	19488 BLUERIDGE MOUNTAIN RD, BLUEMONT, VA 20135-2002
Transaction Type	Mortgage
Record Updated	Dec 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000696/763
Date	Feb 18, 2022
Book Page	696/763
Instrument	22-0351

Lender

Name	UNITED BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Feb 15, 2047

Interest

Rate Type	Fixed Rate

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARKE VA
Property Address	19488 BLUERIDGE MOUNTAIN RD, BLUEMONT, VA 20135-2002
Transaction Type	Mortgage
Record Updated	Dec 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00724/0704
Date	Aug 1, 2024
Book Page	724/0704
Instrument	24-0703

Lender

Name	THIRD FEDERAL SAVINGS & LOAN
Type	Lending Institution

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.94%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2020
Change Frequency	Annually
Min Rate At Change	4.94%
Max Rate At Change	8.94%
Index	Prime Rate
Margin	1
Max Rate	12.9%

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CLARKE VA
Recording Date	Nov 18, 2025
Property Address	19488 BLUERIDGE MOUNTAIN RD, BLUEMONT, VA 20135-2002
Document Number	0000738/62
Book / Page	738 / 62
Map Reference	MB 724 PG 702
Instrument Date	Nov 17, 2025
Instrument	25-1544
Transaction Type	Transfer
Record Updated	Dec 8, 2025
Title Company	VESTA SETTLEMENTS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	19488 BLUERIDGE MOUNTAIN RD, BLUEMONT, VA 20135-2002

Mortgage

Document Number	0000251545
Date	Nov 18, 2025
Instrument	25-1545

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLARKE VA
Recording Date	Aug 29, 2019
Property Address	19488 BLUERIDGE MOUNTAIN RD, BLUEMONT, VA 20135-2002
Document Number	644/259
Book / Page	644 / 259
Instrument Date	Aug 26, 2019
Instrument	19-1467
Transaction Type	Transfer
Record Updated	May 14, 2021

Transaction

Amount	Amount on Record
Tax	$586.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19488 BLUERIDGE MOUNTAIN RD, BLUEMONT, VA 20135-2002

Tax Assessment & Valuation

The 2026 property tax bill for 19488 Blueridge Mountain Rd was $3,560, up 5.5% from the year before.

Source: Clarke County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Clarke County
Unified School District	Clarke County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,560.00 (+5.54%)	$748,100 (-) Land $358,100 Building $390,000
2025	$3,373.00	$748,100 Land $358,100 Building $390,000	$748,100 (-) Land $358,100 Building $390,000
2024			$748,100 (+50.19%) Land $358,100 Building $390,000
2023		$498,100 Land $231,200 Building $266,900	$498,100 Land $231,200 Building $266,900
2022	$2,988.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19488 Blueridge Mountain Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1996)
Most Recent Claim	Sep 1996 · Hurricane Fran And Associated Severe Storm Cond

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19488 Blueridge Mountain Rd is moderate, ranking above 50% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 78% of Virginia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: All Points Broadband.

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