19486 Jacob Rd, Sparta, WI 54656 Property Records

Monroe County property record for 19486 Jacob Rd, Sparta, WI 54656

Property Summary

Property TypeSingle Family Home
Lot Size1.52 acres (66,211 sqft)
OwnerIndividual Name on Record
Last Sale$368,000 (Jul 2020)
Tax Bill$5,558 (2025)
Deeds & MortgagesSep 2023 Line of Credit
Jul 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN022-00058-3000

Property Details

APN / Parcel Number

Primary APN022-00058-3000
Alternative APN
  • 20416-03-1306000

Exterior

Lot Area66,211 sqft (1.52 acres)

Location & Zoning

Street Address19486 JACOB RD
CitySPARTA
StateWI
Zip54656-3843
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPART OF THE SW14 OF NE14 BEING LOT 4 OF 14 CSM'S 244 #504980
Legal Lot Number4
JurisdictionMONROE WI
Township / Civil DivisionLEON
Census Block Group3
Census Block3063
Census Tract950900

Owner

Source: Monroe County records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address19486 JACOB RD, SPARTA, WI 54656-3843
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 6, 2023Deed of Trust, Mortgage · Line of Credit
FIRST COMMUNITY CU
Jul 15, 2020Warranty Deed, Transfer · Conventional Mortgage
CITIZENS FIRST BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 15, 2020 · Amount on Record
Deed SaleJul 15, 2020 · Amount on Record
Deed Document Number690046
Record UpdatedJun 8, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE WI
Property Address19486 JACOB RD, SPARTA, WI 54656-3843
Transaction TypeMortgage
Record UpdatedSep 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000716814
DateSep 6, 2023
Instrument716814
Lender
NameFIRST COMMUNITY CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueSep 5, 2033

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE WI
Recording DateJul 15, 2020
Property Address19486 JACOB RD, SPARTA, WI 54656-3843
Document Number0000690046
Instrument DateJul 15, 2020
Instrument690046
Transaction TypeTransfer
Record UpdatedJun 13, 2023
Title CompanyMONROE COUNTY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,104.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000690047
DateJul 15, 2020
Instrument690047
Lender
NameCITIZENS FIRST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2050
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateWisconsin
CountyMonroe County
County SubdivisionLeon Town
Unified School DistrictSparta Area School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,558.00 (+3.79%) Homeowner's exemption$407,600 (-) Land $23,200 Building $384,400$467,900 (+5%)
2023$5,355.00 Homeowner's exemption$407,600 Land $23,200 Building $384,400$445,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims16 (2008–2019)
Claims Outside the SFHA8 of 16
Most Recent ClaimJul 2019 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds, Flooding, And Landslides, Aug 2018 · 9 claims
  • Severe Storms, Straight-line Winds, Flooding, Landslides, And Mud, Jul 2017 · 2 claims
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Vernon Communications
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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