19481 Jack Stone Ln, Drayden, MD 20630 Property Records

St. Mary's County property record for 19481 Jack Stone Ln, Drayden, MD 20630

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 4,556 sqft · built 1948
Lot Size	5.87 acres (255,697 sqft)
Owner	2 Individual Names on File
Last Sale	$975,000 (Jan 2021)
Tax Bill	$14,471 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-026368`

Property Details

APN / Parcel Number

Primary APN	`02-026368`
Alternative APNs	`2026368` `026368`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,556 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Exterior Material	Siding
Roof Material	Metal
Lot Area	255,697 sqft (5.87 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	700 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	720 sqft
Porch	Slab
Porch Area	674 sqft
Shed	1 Shed
Shed Area	120 sqft
Boat Access	Boat Access
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Sewer	Connected

Location & Zoning

Account Number	026368
Street Address	19481 JACK STONE LN
City	DRAYDEN
State	MD
Zip	20630-3404
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	LOT 3 FROGS MARSH SUBD
Legal Subdivision	FROGS MARSH SUB
Legal Lot Number	3
Jurisdiction	ST MARY'S MD
Township / Civil Division	2, VALLEY LEE
Census Block Group	1
Census Block	1007
Census Tract	876102

Owner

Source: St. Mary's County records, as of September 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	19481 JACK STONE LN, DRAYDEN, MD 20630-3404
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2021 · Amount on File
Deed Sale	Jan 5, 2021 · Amount on File
Deed Book / Page	5596 / 319
Record Updated	Oct 29, 2026

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ST MARY'S MD
Recording Date	Jan 5, 2021
Property Address	19481 JACK STONE LN, DRAYDEN, MD 20630-3404
Document Number	0055960319
Book / Page	5596 / 319
Map Reference	MB MRB LB 27 FO 62
Instrument Date	Dec 28, 2020
Transaction Type	Transfer
Record Updated	Aug 17, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$14,325.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	19481 JACK STONE LN, DRAYDEN, MD 20630-3404

Mortgage

Document Number	5596326
Date	Jan 5, 2021
Instrument	5596/326

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,374,667 (+9.45%)	$1,434,200 (+6.64%) Land $687,700 Building $746,500
2025	$14,471.00 (+6.72%) Homeowner's exemption
2023	$13,560.00 Homeowner's exemption	$1,255,967	$1,344,900 Land $626,500 Building $718,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 73% of Maryland
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50