Linn County property record for 1948 Zach Ln, Ely, IA 52227
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 3 ba · 2,038 sqft · built 1999 |
| Lot Size | 32.6 acres (1,423,541 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,058 (2024) |
| Deeds & Mortgages | Jul 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-16-2-01-002-0-0000 |
| Primary APN | 18-16-2-01-002-0-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,038 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Architectural Style | A-Frame |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Material | Asphalt |
| Lot Area | 1,423,541 sqft (32.6 acres) |
| Garage Type | Attached |
| Garage Area | 539 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 420 sqft |
| Deck Area | 324 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Geothermal |
| Heating Fuel | Gas |
| Street Address | 1948 ZACH LN |
|---|---|
| City | ELY |
| State | IA |
| Zip | 52227-9741 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | AG |
| Legal Description | NE NW-EX W20' & EX E80' W100' N60' & EX E420.8' N1/2 NE NW SEC 16 TWP 82 R 6 |
| Legal Range | 06 |
| Legal Township | 82 |
| Legal Section | 16 |
| Jurisdiction | LINN IA |
| Township / Civil Division | PUTNAM |
| Census Block Group | 4 |
| Census Block | 4022 |
| Census Tract | 10700 |
Source: Linn County records, as of October 20, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1948 ZACH LN, ELY, IA 52227-9741 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 15, 1999 |
| Deed Sale | Mar 15, 1999 |
| Deed Document Number | 0003875203 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINN IA |
| Recording Date | Jul 14, 2026 |
| Property Address | 1948 ZACH LN, ELY, IA 52227-9741 |
| Document Number | 0000020173 |
| Instrument Date | Jul 9, 2026 |
| Instrument | 202620173 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1948 ZACH LN, ELY, IA 52227-9741 |
| Document Number | 0000020173, |
|---|---|
| Date | Jul 14, 2026 |
| Instrument | 202620173 |
| Name | CEDAR RAPIDS BANK AND TRUST COMPANY |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Linn County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Linn County |
| Unified School District | Mount Vernon Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $390,200 (+8.51%) Land $51,800 Building $338,400 | $390,200 (+8.51%) Land $51,800 Building $338,400 | |
| 2024 | $5,058.00 (+2.18%) | ||
| 2023 | $359,600 Land $44,500 Building $315,100 | $359,600 Land $44,500 Building $315,100 | |
| 2022 | $4,950.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 81% of Iowa |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| South Slope Cooperative Telephone Company Fiber | 10,000 / 10,000 |
| Verizon Fixed Wireless | 300 / 20 |
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