1948 White Birch Dr, Vista, CA 92081 Property Records

San Diego County property record for 1948 White Birch Dr, Vista, CA 92081

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,439 sqft · built 1988
Lot Size	0.157 acres (6,832 sqft)
Owner	2 Trust Names on File
Last Sale	$535,000 (Mar 2014)
Tax Bill	$8,263 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Nov 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`169-432-17-00`

Property Details

APN / Parcel Number

Primary APN	`169-432-17-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,439 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	6,832 sqft (0.157 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1948 WHITE BIRCH DR
City	VISTA
State	CA
Zip	92081-7316
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPI
Legal Description	LOT 378 TR 011714
Legal Subdivision	VISTA/#85-7
Legal Tract	011714
Legal Block	1
Legal Lot Number	378
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1036
Census Tract	19810

Owner

1948 White Birch Dr is owner-occupied and held in a trust since May 2024.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1948 WHITE BIRCH DR, VISTA, CA 92081-7316
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage RESIDENTIAL WHOLESALE MORTGAGE INC
Nov 30, 2020	Deed of Trust, Mortgage · Line of Credit MISSION FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2014 · Amount on File
Deed Sale	Mar 12, 2014 · Amount on File
Prior Sale	Mar 16, 1988 · Amount on File
Deed Document Number	201496763
Last Transfer Date	May 22, 2024
Transfer Doc	0000145201
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1948 WHITE BIRCH DR, VISTA, CA 92081-7316
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000376180
Date	Jul 14, 2020
Instrument	2020-0376180

Lender

Name	RESIDENTIAL WHOLESALE MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92130

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2040

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1948 WHITE BIRCH DR, VISTA, CA 92081-7316
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1948 WHITE BIRCH DR, VISTA, CA 92081-7316

Mortgage

Document Number	0000759726
Date	Nov 30, 2020
Instrument	2020-0759726

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Nov 30, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1948 White Birch Dr was $8,263 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$682,716 (+2%) Land $239,925 Building $442,791
2025	$8,263.00 Homeowner's exemption	$669,330 Land $235,221 Building $434,109
2023	$7,661.00 (+0.25%) Homeowner's exemption	$643,341 Land $226,088 Building $417,253
2022	$7,642.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1948 White Birch Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1948 White Birch Dr is moderate, ranking above 42% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 701 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Cox Communications, Verizon.

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