1948 Sutter St, San Francisco, CA 94115 Property Records

San Francisco City property record for 1948 Sutter St, San Francisco, CA 94115

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,980 sqft · built 1900
Lot Size0.001 acres (41 sqft)
OwnerCompany Name on Record
Last Sale$3,600,000 (Oct 2017)
Tax Bill$49,169 (2025)
Deeds & MortgagesDec 2020 Mortgage
Sep 2019 Mortgage
+ 1 more
APN0677-014

Property Details

APN / Parcel Number

Primary APN0677-014

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area2,980 sqft Living Area
1st Floor Area2,980 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Construction TypeWood
Lot Area41 sqft (0.001 acres)

Location & Zoning

Street Address1948 SUTTER ST
CitySAN FRANCISCO
StateCA
Zip94115-3114
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM3
Legal DescriptionMAP B6 6
Legal SubdivisionWESTERN ADDITION
Legal Block677
Legal Lot Number14
JurisdictionSAN FRANCISCO CA
Township / Civil DivisionWESTERN ADDITION-BUENA VISTA-EUREKA VALLEY
Census Block Group2
Census Block2008
Census Tract15202

Owner

Source: San Francisco City records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address1948 SUTTER ST, SAN FRANCISCO, CA 94115-3114
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2020Deed of Trust, Mortgage
COMMERCE HM MTG
Sep 25, 2019Deed of Trust, Mortgage
PNC BK
Oct 30, 2017Grant Deed, Transfer
PNC MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 30, 2017 · Amount on Record
Deed SaleOct 30, 2017 · Amount on Record
Prior SaleDec 15, 2014
Deed Document Number2017532794
Prior Transfer DateOct 29, 2003
Prior Transfer Doc0000607065
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN FRANCISCO CA
Property Address1948 SUTTER ST, SAN FRANCISCO, CA 94115-3114
Document Number0007700714
Instrument DateDec 21, 2020
Transaction TypeMortgage
Record UpdatedFeb 2, 2021
Title CompanyPROVIDENT TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1948 SUTTER ST SAN FRANCISCO CA 941153114, SAN FRANCISCO, CA 94115-3114

Mortgage

Document Number0007700714
DateDec 29, 2020
Instrument77714
Lender
NameCOMMERCE HM MTG
Address16845 VON KARMAN AVE, IRVINE, CA 92606-4959
Agreement
AmountAmount Recorded
Term360 Months
DueDec 28, 2050

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN FRANCISCO CA
Property Address1948 SUTTER ST, SAN FRANCISCO, CA 94115-3114
Document Number0K83800260
Instrument DateSep 25, 2019
Transaction TypeMortgage
Record UpdatedOct 15, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1948 SUTTER ST SAN FRANCISCO CA 941153114, SAN FRANCISCO, CA 94115-3114

Mortgage

Document Number0K83800260
DateSep 30, 2019
InstrumentK838260
Lender
NamePNC BK
TypeBank
Address3232 NEWMARK DR, MIAMISBURG, OH 45342-5421
Agreement
AmountAmount Recorded
Term360 Months
DueSep 29, 2049

October 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN FRANCISCO CA
Recording DateOct 30, 2017
Property Address1948 SUTTER ST, SAN FRANCISCO, CA 94115-3114
Document Number0K53200794
Instrument DateOct 20, 2017
InstrumentK532794
Transaction TypeTransfer
Record UpdatedAug 28, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$27,000.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1948 SUTTER ST SAN FRANCISCO CA 941153114, SAN FRANCISCO, CA 94115-3114

Mortgage

Document NumberK53200795
DateOct 30, 2017
InstrumentK532795
Lender
NamePNC MTG
TypeMortgage Company
AddressMIAMISBURG, OH 45342
Agreement
AmountAmount Recorded
Term360 Months
DueOct 29, 2047

Tax Assessment & Valuation

Source: San Francisco City assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateCalifornia
County / MunicipalitySan Francisco City
Unified School DistrictSan Francisco Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$4,352,155 (+6.25%) Land $2,924,687 Building $1,427,468
2025$49,169.00 (+2.97%) Homeowner's exemption$4,096,180 (+4.04%) Land $2,867,327 Building $1,228,853
2024$47,750.00 (+1.49%)
2023$47,050.00 (+1.87%) Homeowner's exemption$3,937,122 Land $2,755,986 Building $1,181,136
2022$46,187.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSFPUC CITY DISTRIBUTION DIVISION
serves 848,019 people · EPA ID CA3810011
Water SourcePurchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State InspectionMar 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 697 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
Unwired
Fixed Wireless
300 / 25
Etheric Networks
Fixed Wireless
250 / 100
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: GeoLinks, Google Fiber, Sail Internet, Sonic Telecom.

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