1948 Oak Tree Rd, Edison, NJ 08820 Property Records

Middlesex County and Edison Township property record for 1948 Oak Tree Rd, Edison, NJ 08820

Property Summary

Property Type	Single Family Home
Details	1,979 sqft · built 1957
Lot Size	0.226 acres (9,827 sqft)
Owner	Individual Name on File
Last Sale	$375,000 (Dec 2020)
Tax Bill	$10,307 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05 00545-S-00006`

Property Details

APN / Parcel Number

Primary APN	`05 00545-S-00006`
Alternative APNs	`05-00545-19-00006-01` `0500545000S00006` `00014815`

Interior

Stories	1 Story
Building Area	1,979 sqft Living Area
1st Floor Area	1,979 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Construction Type	Frame
Lot Area	9,827 sqft (0.226 acres)
Lot Dimensions	131 ft deep x 75 ft wide

Location & Zoning

Street Address	1948 OAK TREE RD
City	EDISON
State	NJ
Zip	08820-2017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RBB
Legal Description	75X131
Legal Subdivision	INCL
Legal Block	545.1
Legal Lot Number	6.1
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	EDISON
Census Block Group	3
Census Block	3013
Census Tract	1413

Owner

1948 Oak Tree Rd is owned by an individual who bought it in December 2020.

Source: Middlesex County and Edison Township records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	122 WAINWRIGHT DR S, MATAWAN, NJ 07747-9726
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Dec 15, 2020	Grant Deed, Transfer · Conventional Mortgage 2088 REALTY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2020 · Amount on File
Deed Sale	Dec 15, 2020 · Amount on File
Prior Sale	Apr 13, 2006 · Amount on File
Deed Document Number	2020128922
Deed Book / Page	18180 / 977
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	1948 OAK TREE RD, EDISON, NJ 08820-2017
Transaction Type	Mortgage
Record Updated	Oct 11, 2022
Title Company	GOLDEN TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016562
Date	Feb 10, 2022
Book Page	18824/895
Instrument	2022016562

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Dec 15, 2020
Property Address	1948 OAK TREE RD, EDISON, NJ 08820-2017
Document Number	0000128922
Book / Page	018180 / 000977
Instrument Date	Oct 12, 2020
Instrument	128922
Transaction Type	Transfer
Record Updated	Feb 16, 2021
Title Company	PROVIDENCE ABSTRACT LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$375.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 WAINWRIGHT DR S MATAWAN NJ 077479726, MATAWAN, NJ 07747-9726

Mortgage

Document Number	128923
Date	Dec 15, 2020
Book Page	018180/000984
Instrument	128923

Lender

Name	2088 REALTY LLC
Address	2088 US HIGHWAY 130 # 100, MONMOUTH JUNCTION, NJ 08852-3094

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1948 Oak Tree Rd was $10,307, up 3.8% from the year before.

Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Edison Township
Unified School District	Edison Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$173,200 (-) Land $99,000 Building $74,200	$173,200 (-) Land $99,000 Building $74,200
2025	$10,307.00 (+3.83%)	$173,200 Land $99,000 Building $74,200	$173,200 Land $99,000 Building $74,200
2024	$9,927.00
2023		$173,200 Land $99,000 Building $74,200	$173,200 Land $99,000 Building $74,200
2022	$9,881.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1948 Oak Tree Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1948 Oak Tree Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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