1948 Millbrook Ln, Matthews, NC 28104 Property Records

Union County property record for 1948 Millbrook Ln, Matthews, NC 28104

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 1,715 sqft · built 1995
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Dec 2022)
Tax Bill	$3,072 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-321-097`

Property Details

APN / Parcel Number

Primary APN	`08-321-097`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,715 sqft Living Area
Gross Area	2,197 sqft
1st Floor Area	1,705 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,860 sqft (0.41 acres)
Garage Type	Attached
Garage Area	492 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	30 sqft
Deck Area	192 sqft
Patio Area	192 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1948 MILLBROOK LN
City	MATTHEWS
State	NC
Zip	28104-4333
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-15 STALL
Legal Description	#146 STEVENS MILL PH I 1948 MILLBROOK LN
Legal Subdivision	STEVENS MILL
Jurisdiction	UNION NC
Township / Civil Division	GOOSE CREEK
Census Block Group	2
Census Block	2010
Census Tract	20203

Owner

1948 Millbrook Ln, a rural home, is owned and occupied by two individuals who bought it in December 2022.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1948 MILLBROOK LN, MATTHEWS, NC 28104-4333
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 22, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2022 · Amount on File
Deed Sale	Dec 22, 2022 · Amount on File
Prior Sale	Feb 11, 2011 · Amount on File
Deed Document Number	202241642
Deed Book / Page	8630 / 252
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1948 MILLBROOK LN, MATTHEWS, NC 28104-4333
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1948 MILLBROOK LN, MATTHEWS, NC 28104-4333

Mortgage

Document Number	0000932613
Date	Mar 13, 2026
Book Page	9326/13
Instrument	6714

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Dec 22, 2022
Property Address	1948 MILLBROOK LN, MATTHEWS, NC 28104-4333
Document Number	0008630252
Book / Page	8630 / 252
Map Reference	CAB D FILE 667
Instrument Date	Dec 22, 2022
Instrument	41642
Transaction Type	Transfer
Record Updated	Dec 2, 2025
Title Company	MASTER TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5112 DUDLEY RD, MONROE, NC 28112-8210

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1948 MILLBROOK LN, MATTHEWS, NC 28104-4333
Investor	Possibly a Property Investor

Mortgage

Document Number	0000041643
Date	Dec 22, 2022
Instrument	41643

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 1948 Millbrook Ln was $3,072.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Stallings Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$451,300 (-) Land $84,200 Building $367,100	$451,300 (-) Land $84,200 Building $367,100
2025	$3,072.00	$451,300 Land $84,200 Building $367,100	$451,300 Land $84,200 Building $367,100
2023	$2,475.00	$294,400 Land $58,000 Building $236,400	$294,400 Land $58,000 Building $236,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1948 Millbrook Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1948 Millbrook Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HEATHFIELD S/D private · serves 165 people · EPA ID NC2060020
Water Source	Groundwater
Last State Inspection	Apr 2026
Also Mapped Here	UNION COUNTY WATER SYSTEM
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

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