1948 Maxwell Rd, Petoskey, MI 49770 Property Records

Emmet County property record for 1948 Maxwell Rd, Petoskey, MI 49770

Property Summary

Property Type	Single Family Home
Lot Size	9.26 acres (403,366 sqft)
Owner	2 Individual Names on Record
Last Sale	$50,000 (Aug 2016)
Tax Bill	$5,284 (2024)
Deeds & Mortgages	Feb 2017 Line of Credit Jun 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-20-08-400-021`

Property Details

APN / Parcel Number

Primary APN	`14-20-08-400-021`

Exterior

Lot Area	403,366 sqft (9.26 acres)

Location & Zoning

Street Address	1948 MAXWELL RD
City	PETOSKEY
State	MI
Zip	49770-8857
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	EC FF-2
Legal Description	COM @ SW COR OF SE 1/4, TH N 143.01 FT TO POB, TH E 1343.2 FT, N2?21'56"W 238.22 FT, E 403 FT TO C/L OF MAXWELL RD, TH
Legal Range	04W
Legal Township	34N
Legal Section	08
Legal Subdivision	SE4S8 T34N R4W
Jurisdiction	EMMET MI
Township / Civil Division	SPRINGVALE
Census Block Group	4
Census Block	4020
Census Tract	970500

Owner

Source: Emmet County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1948 MAXWELL RD, PETOSKEY, MI 49770-8857
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS NATIONAL BANK OF CHEBOYGAN
Jun 5, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS NATIONAL BANK
Sep 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage 4FRONT CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2016 · Amount on Record
Deed Sale	Aug 18, 2016 · Amount on Record
Prior Sale	Aug 3, 2010 · Amount on Record
Deed Document Number	20165140516
Deed Book / Page	1187 / 656
Record Updated	Sep 20, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	1948 MAXWELL RD, PETOSKEY, MI 49770-8857
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1191/0856
Date	Feb 1, 2017
Book Page	1191/0856
Instrument	5144735

Lender

Name	CITIZENS NATIONAL BANK OF CHEBOYGAN
Address	CHEBOYGAN, MI 49721

Agreement

Type	Line of Credit
Amount	Amount Recorded

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	1948 MAXWELL RD, PETOSKEY, MI 49770-8857
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1212/615
Date	Jun 5, 2019
Book Page	1212/615
Instrument	5165535

Lender

Name	CITIZENS NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	1948 MAXWELL RD, PETOSKEY, MI 49770-8857
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1948 MAXWELL RD, PETOSKEY, MI 49770-8857

Mortgage

Document Number	0000001224/0000000769
Date	Sep 9, 2020
Book Page	0000001224/0000000769
Instrument	5177715

Lender

Name	4FRONT CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
County Subdivision	Springvale Township
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$344,400 (+43.38%) Land $344,400	$688,800 (+43.38%) Land $688,800
2024	$5,284.00
2023		$240,200 Land $240,200	$480,400 Land $480,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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