1948 Leo Ave, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 1948 Leo Ave, Schenectady, NY 12306

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,032 sqft · built 1955
Lot Size0.12 acres (5,227 sqft)
OwnerIndividual Name on File
Last Sale$154,000 (Nov 2022)
Tax Bill$4,482 (2026)
Deeds & MortgagesDec 2025 Mortgage
Nov 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN422800 59.5-7-17

Property Details

APN / Parcel Number

Primary APN422800 59.5-7-17
Alternative APN
  • 280005900500070170000000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,032 sqft Living Area
1st Floor Area1,032 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1970
Architectural StyleRanch
Exterior MaterialWood
Lot Area5,227 sqft (0.12 acres)
Lot Dimensions129 ft deep x 40 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address1948 LEO AVE
CitySCHENECTADY
StateNY
Zip12306-4710
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal Block7
Legal Lot Number17.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group1
Census Block1024
Census Tract33300

Owner

1948 Leo Ave is owned and occupied by an individual who bought it in November 2022.

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address1948 LEO AVE, SCHENECTADY, NY 12306-4710
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 10, 2025Deed of Trust, Mortgage · Conventional Mortgage
TRUSTCO BANK
Nov 23, 2022Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Jul 9, 2021Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 23, 2022 · Amount on File
Deed SaleNov 23, 2022 · Amount on File
Deed Document Number202261716
Deed Book / Page2097 / 449
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1948 LEO AVE, SCHENECTADY, NY 12306-4710
Transaction TypeMortgage
Record UpdatedApr 14, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1948 LEO AVE, SCHENECTADY, NY 12306-4710

Mortgage

Document Number0000028947
DateDec 10, 2025
Instrument202528947
Lender
NameTRUSTCO BANK
TypeBank
AddressALBANY, NY 12205
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueNov 13, 2055

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateNov 23, 2022
Property Address1948 LEO AVE, SCHENECTADY, NY 12306-4710
Document Number0000061716
Book / Page2097 / 449
Instrument DateNov 15, 2022
Instrument202261716
Transaction TypeTransfer
Record UpdatedApr 14, 2026
Title CompanyTWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$616.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1948 LEO AVE, SCHENECTADY, NY 12306-4710

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 CRESTWOOD DR, SCHENECTADY, NY 12306-3333

Mortgage

Document Number0000061717
DateNov 23, 2022
Instrument202261717
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2052

July 2021: Deed, Transfer

Document TypeDeed
JurisdictionSCHENECTADY NY
Recording DateJul 9, 2021
Property Address1948 LEO AVE, SCHENECTADY, NY 12306-4710
Document Number0000032449
Book / Page2062 / 495
Instrument DateJun 23, 2021
Instrument202132449
Transaction TypeTransfer
Record UpdatedApr 14, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address210 MANCHESTER RD, SCHENECTADY, NY 12304-3906

Transferred To (Grantee/Buyer)

NameVerified Name
Address1948 LEO AVE, SCHENECTADY, NY 12306-4710

Tax Assessment & Valuation

The 2026 property tax bill for 1948 Leo Ave was $4,482, up 1.9% from the year before.

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,482.00 (+1.93%)
2025$4,397.00$120,000 Land $6,600 Building $113,400$184,600 Land $10,153 Building $174,447
2023$120,000 Land $6,600 Building $113,400$157,900 Land $8,684 Building $149,216

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1948 Leo Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1948 Leo Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 91% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROTTERDAM WD #5
serves 28,000 people · EPA ID NY4600069
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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