1948 E River Ter, Minneapolis, MN 55414 Property Records

Hennepin County property record for 1948 E River Ter, Minneapolis, MN 55414

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,174 sqft · built 1933
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$130,000 (Feb 1997)
Tax Bill	$6,379 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-029-23-11-0121`

Property Details

APN / Parcel Number

Primary APN	`31-029-23-11-0121`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,174 sqft Living Area
Gross Area	1,834 sqft
1st Floor Area	660 sqft
Basement Area	660 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1933
Exterior Material	Logs
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	151 ft deep x 50 ft wide
Garage Type	Detached
Porch	Porch
Porch Area	100 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	1948 E RIVER TER
City	MINNEAPOLIS
State	MN
Zip	55414-3672
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 013 BLOCK 003 A MISSISSIPPI PARK ADDN TO MPLS NELY 151 FT NE 50 X 151
Legal Range	23
Legal Township	029
Legal Section	31
Legal Quarter	11
Legal Subdivision	MISSISSIPPI PARK ADDN TO MPLS
Legal Block	3
Legal Lot Number	13
Jurisdiction	HENNEPIN MN
Township / Civil Division	MINNEAPOLIS
Census Block Group	1
Census Block	1011
Census Tract	125600

Owner

Source: Hennepin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1948 E RIVER TER, MINNEAPOLIS, MN 55414-3672
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2026	Deed of Trust, Mortgage · Line of Credit SUNRISE BANK
Apr 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 1997 · Amount on Record
Deed Sale	Feb 6, 1997 · Amount on Record
Deed Document Number	1997629778
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Recording Date	Oct 2, 2026
Property Address	1948 E RIVER TER, MINNEAPOLIS, MN 55414-3672
Document Number	0011501285
Instrument Date	Sep 14, 2026
Instrument	202611501285
Transaction Type	Mortgage
Record Updated	Oct 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011501285,
Date	Oct 2, 2026
Instrument	202611501285

Lender

Name	SUNRISE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 14, 2036

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	1948 E RIVER TER, MINNEAPOLIS, MN 55414-3672
Transaction Type	Mortgage
Record Updated	May 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A10949094
Date	Apr 20, 2021
Instrument	A10949094

Lender

Name	SUMMIT MORTGAGE CORP
Type	Mortgage Company
Address	MINNEAPOLIS, MN 55441

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Minneapolis City
Unified School District	Minneapolis Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,379.00 (+32.29%)	$420,000 (+13.51%) Land $197,000 Building $223,000	$420,000 (+13.51%) Land $197,000 Building $223,000
2023	$4,822.00 Homeowner's exemption
2022		$370,000 Land $170,000 Building $200,000	$370,000 Land $170,000 Building $200,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Minneapolis serves 425,300 people · EPA ID MN1270024
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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