1948 E Cole Ave, Fresno, CA 93720 Property Records

Fresno County property record for 1948 E Cole Ave, Fresno, CA 93720

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,719 sqft · built 1992
Lot Size	0.192 acres (8,364 sqft)
Owner	2 Trust Names on File
Last Sale	$465,000 (May 2022)
Tax Bill	$6,008 (2025)
Deeds & Mortgages	Aug 2023 Transfer May 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`403-473-18`

Property Details

APN / Parcel Number

Primary APN	`403-473-18`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,719 sqft Living Area
1st Floor Area	1,719 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Construction Type	Frame
Lot Area	8,364 sqft (0.192 acres)
Lot Dimensions	102 ft deep x 82 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration

Location & Zoning

Street Address	1948 E COLE AVE
City	FRESNO
State	CA
Zip	93720-1998
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 30 TRACT NO 4034
Legal Subdivision	TRACT NO 4034
Legal Tract	4034
Legal Lot Number	30
Jurisdiction	FRESNO CA
Township / Civil Division	FRESNO
Census Block Group	2
Census Block	2014
Census Tract	5507

Owner

1948 E Cole Ave is held in a trust since July 2023.

Source: Fresno County records, as of August 13, 2026

Owner of Record	2 Trust Names on File
Mailing Address	3017 DOVEHOUSE CT, MODESTO, CA 95355-8690
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2023	Intrafamily Transfer, Transfer
May 17, 2022	Grant Deed, Transfer · Conventional Mortgage AMERICAN INTERNET MORTGAGE INC
Aug 2, 2021	Deed of Trust, Mortgage · Line of Credit EDUCATIONAL EMPLOYEES CU
May 22, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2022 · Amount on File
Deed Sale	May 17, 2022 · Amount on File
Prior Sale	Jun 15, 2011 · Amount on File
Deed Document Number	202264389
Last Transfer Date	Jul 11, 2023
Transfer Doc	0000076115
Record Updated	Sep 20, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRESNO CA
Recording Date	Aug 17, 2023
Property Address	1948 E COLE AVE, FRESNO, CA 93720-1998
Document Number	0000076115
Map Reference	VOL 52 PG 70-72
Instrument Date	Jul 11, 2023
Instrument	2023-0076115
Transaction Type	Transfer
Record Updated	Aug 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3017 DOVEHOUSE CT, MODESTO, CA 95355-8690

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRESNO CA
Recording Date	May 17, 2022
Property Address	1948 E COLE AVE, FRESNO, CA 93720-1998
Document Number	0000064389
Map Reference	MB 52 PG 70-72
Instrument Date	Apr 19, 2022
Instrument	2022-0064389
Transaction Type	Transfer
Record Updated	May 25, 2022
Title Company	ORANGE COAST TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3017 DOVEHOUSE CT, MODESTO, CA 95355-8690

Mortgage

Document Number	0000064390
Date	May 17, 2022
Instrument	2022-0064390

Lender

Name	AMERICAN INTERNET MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	1948 E COLE AVE, FRESNO, CA 93720-1998
Transaction Type	Mortgage
Record Updated	Aug 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1948 E COLE AVE, FRESNO, CA 93720-1998

Mortgage

Document Number	0000124739
Date	Aug 2, 2021
Instrument	2021-0124739

Lender

Name	EDUCATIONAL EMPLOYEES CU
Type	Credit Union
Address	FRESNO, CA 93755

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	1948 E COLE AVE, FRESNO, CA 93720-1998
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000062488
Date	May 22, 2020
Instrument	2020-0062488

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	315 Months
Due	Aug 1, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 1948 E Cole Ave was $6,008.

Source: Fresno County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Fresno County
Municipality	Fresno City
Unified School District	Clovis Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$503,328 (+2%) Land $150,997 Building $352,331
2025	$6,008.00	$493,460 Land $148,037 Building $345,423
2023	$5,781.00 (+120.9%)	$474,300 Land $142,290 Building $332,010
2022	$2,617.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1948 E Cole Ave in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective April 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (1993–1996)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Apr 1996 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1948 E Cole Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRESNO serves 545,970 people · EPA ID CA1010007
Water Source	Surface water
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 649 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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