1948 Amberly Dr, Middleburg, FL 32068 Property Records

Clay County property record for 1948 Amberly Dr, Middleburg, FL 32068

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,877 sqft · built 2022
Lot Size	0.146 acres (6,403 sqft)
Owner	Individual Name on Record
Last Sale	$431,700 (Jun 2022)
Tax Bill	$4,072 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-04-25-007953-056-14`

Property Details

APN / Parcel Number

Primary APN	`18-04-25-007953-056-14`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,877 sqft Heated Area
Gross Area	2,500 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Exterior Material	Combination
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,403 sqft (0.146 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1948 AMBERLY DR
City	MIDDLEBURG
State	FL
Zip	32068-4193
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 314 GREYHAWK UNIT 2 AS RECO R 4622 PG 1437
Legal Lot Number	314
Legal Unit	2
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	2
Census Block	2031
Census Tract	30205

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1948 AMBERLY DR, MIDDLEBURG, FL 32068-4193
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2022 · Amount on Record
Deed Sale	Jun 28, 2022 · Amount on Record
Prior Sale	Nov 30, 2020 · Amount on Record
Deed Document Number	2022039706
Deed Book / Page	4622 / 1437
Record Updated	Jun 8, 2026

June 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Jun 28, 2022
Property Address	1948 AMBERLY DR, MIDDLEBURG, FL 32068-4193
Document Number	0046221437
Book / Page	4622 / 1437
Map Reference	MB 63 PG 39-48
Instrument Date	May 31, 2022
Instrument	2022039706
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 24, 2023
Title Company	DO NO USE, AMERICAN HOME T&E CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,021.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10255 FORTUNE PKWY # 150, 150, JACKSONVILLE, FL 32256-6502

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1948 AMBERLY DR, MIDDLEBURG, FL 32068-4193

Mortgage

Document Number	0046221438
Date	Jun 28, 2022
Instrument	4622/1438

Lender

Name	HOME AMERICAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,072.00 (-46.67%) Homeowner's exemption	$307,143 (-2.19%) Land $60,000 Building $247,143	$307,143 (-2.19%) Land $60,000 Building $247,143
2023	$7,635.00 (+111.44%) Homeowner's exemption	$314,005 (+528.01%) Land $60,000 Building $254,005	$314,005 (+528.01%) Land $60,000 Building $254,005
2022	$3,611.00 Homeowner's exemption	$50,000 Land $50,000	$50,000 Land $50,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 80 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	80 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 79% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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