19478 Golden Meadow Loop, Bend, OR 97702 Property Records

Deschutes County property record for 19478 Golden Meadow Loop, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,000 sqft · built 2004
Lot Size	0.24 acres (10,454 sqft)
Owner	Company Name on Record
Last Sale	$1,050,000 (Feb 2023)
Tax Bill	$8,755 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Jun 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`181113-DC-00900`

Property Details

APN / Parcel Number

Primary APN	`181113-DC-00900`
Alternative APN	`241533`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,000 sqft Living Area
Gross Area	3,670 sqft
1st Floor Area	2,384 sqft
Family Room	Family Room
Great Room	Great Room
Utility Room	Utility Room

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Bi-Level
Lot Area	10,454 sqft (0.24 acres)
Garage Area	670 sqft
Deck Area	194 sqft

Location & Zoning

Account Number	241533
Street Address	19478 GOLDEN MEADOW LOOP
City	BEND
State	OR
Zip	97702-3903
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	RIVERRIM PUD PHASE 2 LOT 192
Legal Range	11
Legal Township	18
Legal Section	13
Legal Subdivision	RIVERRIM PUD PHASE 2
Legal Lot Number	192
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	2
Census Block	2028
Census Tract	2103

Owner

Source: Deschutes County records, as of May 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	19478 GOLDEN MEADOW LOOP, BEND, OR 97702-3903
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2023	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU
Jun 9, 2020	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK
Dec 9, 2016	Deed of Trust, Mortgage · Conventional Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 15, 2023 · Amount on Record
Deed Sale	Feb 15, 2023 · Amount on Record
Prior Sale	Dec 12, 2016 · Amount on Record
Deed Document Number	20233474
Prior Transfer Date	Mar 27, 2009
Prior Transfer Doc	0000013892
Record Updated	Oct 29, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Feb 15, 2023
Property Address	19478 GOLDEN MEADOW LOOP, BEND, OR 97702-3903
Document Number	0000003474
Instrument Date	Feb 10, 2023
Instrument	2023-03474
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3206 NE BAIN ST, BEND, OR 97701-7718

Mortgage

Document Number	0000003475
Date	Feb 15, 2023
Instrument	2023-03475

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2038

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	19478 GOLDEN MEADOW LOOP, BEND, OR 97702-3903
Transaction Type	Mortgage
Record Updated	Aug 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026507
Date	Jun 9, 2020
Instrument	2020-26507

Lender

Name	UMPQUA BANK
Type	Bank
Address	BEND, OR 97702

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 3, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	19478 GOLDEN MEADOW LOOP, BEND, OR 97702-3903
Document Number	0000012771
Instrument Date	Dec 9, 2016
Transaction Type	Mortgage
Record Updated	Apr 12, 2017
Title Company	WESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	19478 GOLDEN MEADOW LOOP BEND OR 977023903, BEND, OR 97702-3903

Mortgage

Document Number	0000012771
Date	Apr 3, 2017
Instrument	12771

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 2, 2047

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,755.00 (+3.94%)	$549,730 (+3%)	$1,177,663 (-14.98%) Land $377,042 Building $800,621
2024	$8,423.00 (+7.88%)	$533,720 (+3%)	$1,385,160 (+1.39%) Land $399,500 Building $985,660
2023	$7,808.00	$518,180	$1,366,150 Land $447,000 Building $919,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 86% of Oregon
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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