19475 NW 254th St, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 19475 NW 254th St, Okeechobee, FL 34972

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,419 sqft · built 2008
Lot Size	1.25 acres (54,450 sqft)
Owner	Individual Name on Record
Last Sale	$274,000 (Feb 2021)
Tax Bill	$3,887 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1-33-34-33-0A00-00002-G000`

Property Details

APN / Parcel Number

Primary APN	`1-33-34-33-0A00-00002-G000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,419 sqft Heated Area
Gross Area	3,461 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	54,450 sqft (1.25 acres)
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	19475 NW 254TH ST
City	OKEECHOBEE
State	FL
Zip	34972-3958
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT G OF TRACT 2 WEST 1/2 OF THE EAST 1/2 OF THE SOUTH 1/2 OF THE NORTH 1/2 OF TRACT 2, SECTION 33 AS TO THE SOUTHERN COLONIZ
Legal Range	33E
Legal Township	34S
Legal Section	33
Legal Subdivision	SOUTHERN COLONIZATION CO
Legal Tract	2
Legal Lot Number	G
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	NORTH OKEECHOBEE
Census Block Group	2
Census Block	2153
Census Tract	910102

Owner

Source: Okeechobee County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	19475 NW 254TH ST, OKEECHOBEE, FL 34972-3958
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Aug 26, 2019	Warranty Deed, Transfer · FHA Mortgage GENEVA FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2021 · Amount on Record
Deed Sale	Feb 24, 2021 · Amount on Record
Prior Sale	Aug 26, 2019 · Amount on Record
Deed Document Number	2021002062
Record Updated	Jun 8, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Feb 24, 2021
Property Address	19475 NW 254TH ST, OKEECHOBEE, FL 34972-3958
Document Number	2021002062
Map Reference	MB 4 PG 3-3E
Instrument Date	Feb 16, 2021
Instrument	2021002062
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	CLEAR TITLE, CLEAR TITLE & LEGAL SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,918.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	272 HIGHWAY 598, 272, SEMINARY, MS 39479-4455

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	19475 NW 254TH ST, OKEECHOBEE, FL 34972-3958

Mortgage

Document Number	2021002065
Date	Feb 24, 2021
Instrument	2021002065

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Aug 26, 2019
Property Address	19475 NW 254TH ST, OKEECHOBEE, FL 34972-3958
Document Number	0000008891
Book / Page	0829 / 1464
Map Reference	MB 4 PG 3-3E
Instrument Date	Aug 20, 2019
Instrument	2019008891
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	CLEAR TITLE & LEGAL SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,680.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6790 NE 120TH ST, 6790, OKEECHOBEE, FL 34972-7116

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19475 NW 254TH ST, OKEECHOBEE, FL 34972-3958

Mortgage

Document Number	0008291466
Date	Aug 26, 2019
Instrument	0829/1466

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,887.00 (-12.57%) Homeowner's exemption	$324,062 (+5.99%)	$390,220 (+0.91%) Land $19,500 Building $370,720
2023	$4,446.00 (+4.98%) Homeowner's exemption	$305,756 (+3%)	$386,687 (+30.27%) Land $16,500 Building $370,187
2022	$4,235.00 Homeowner's exemption	$296,840 Land $13,000 Building $283,840	$296,840 Land $13,000 Building $283,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 46 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	46 in force
Nearby Flood Claims	5 (2004–2024)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 78% of Florida
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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