19475 Dover Cliffs Cir, Germantown, MD 20874 Property Records

Montgomery County property record for 19475 Dover Cliffs Cir, Germantown, MD 20874

Property Summary

Property Type	Condominium
Details	2 ba · 1,613 sqft · built 2010
Owner	Individual Name on Record
Last Sale	$275,000 (Dec 2018)
Tax Bill	$4,457 (2025)
Deeds & Mortgages	May 2025 Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-03665101`

Property Details

APN / Parcel Number

Primary APN	`02-03665101`
Alternative APN	`03665101`

Interior

Full Baths	2 Baths
Building Area	1,613 sqft Living Area
1st Floor Area	1,613 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Condo/Apartment

Utilities, Heating & Cooling

Sewer	Municipal

Location & Zoning

Account Number	03665101
Street Address	19475 DOVER CLIFFS CIR, 19475
City	GERMANTOWN
State	MD
Zip	20874-4663
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RMX
Legal Description	UN 19475 BUCKINGHAM STATION CODM 4 PH 4
Legal Subdivision	BUCKINGHAM STATION LAND CODM
Legal Phase	4
Legal Block	3
Legal Unit	19475
Jurisdiction	MONTGOMERY MD
Township / Civil Division	2
Census Block Group	3
Census Block	3007
Census Tract	700310

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	19475 DOVER CLIFFS CIR, 19475, GERMANTOWN, MD 20874-4663
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2025	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Dec 3, 2018	Grant Deed, Transfer · Conventional Mortgage HOUSING OPPORTUNITIES COMM/MON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2018 · Amount on Record
Deed Sale	Dec 3, 2018 · Amount on Record
Deed Book / Page	56936 / 215
Record Updated	Sep 20, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	19475 DOVER CLIFFS CIR, GERMANTOWN, MD 20874-4663
Transaction Type	Mortgage
Record Updated	Nov 20, 2025
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19475 DOVER CLIFFS CIR, SPRING CITY, PA 19475

Mortgage

Document Number	0691850477
Date	May 19, 2025
Book Page	69185/477

Lender

Name	US BANK NA
Type	Bank
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	316 Months
Due	Sep 1, 2051

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Dec 3, 2018
Property Address	19475 DOVER CLIFFS CIR, GERMANTOWN, MD 20874-4663
Document Number	0569360215
Book / Page	056936 / 000215
Instrument Date	Nov 16, 2018
Transaction Type	Transfer
Record Updated	Dec 17, 2018
Title Company	CLASSIC SETTLEMENTS INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$275.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	19475 DOVER CLIFFS CIR #19475 GERMANTOWN MD 208744663, 19475, GERMANTOWN, MD 20874-4663

Mortgage

Document Number	569360253
Date	Dec 3, 2018
Book Page	056936/000253

Lender

Name	HOUSING OPPORTUNITIES COMM/MON
Address	10400 DETRICK AVE, KENSINGTON, MD 20895-2440

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Dec 2, 2023

Mortgage

Document Number	569360224,
Date	Dec 3, 2018
Book Page	056936/000224

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 2, 2048

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$358,333 (+2.38%)	$375,000 (+7.14%) Land $112,500 Building $262,500
2025	$4,457.00 (+74.58%)	$350,000 (+19.32%) Land $105,000 Building $245,000	$350,000 (-) Land $105,000 Building $245,000
2023		$293,333	$350,000 Land $105,000 Building $245,000
2022	$2,553.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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