19474 W 85th Bluff, Arvada, CO 80007 Property Records

Jefferson County property record for 19474 W 85th Bluff, Arvada, CO 80007

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,389 sqft · built 2018
Lot Size	0.195 acres (8,494 sqft)
Owner	2 Individual Names on File
Last Sale	$588,876 (Jul 2017)
Tax Bill	$9,874 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20-272-07-087`

Property Details

APN / Parcel Number

Primary APN	`20-272-07-087`
Alternative APNs	`300463855` `463855`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,389 sqft Living Area
Gross Area	6,162 sqft
1st Floor Area	1,829 sqft
2nd Floor Area	1,560 sqft
Basement Area	1,829 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Bi-Level
Construction Type	Frame
Lot Area	8,494 sqft (0.195 acres)
Garage Type	Attached
Garage Area	708 sqft
Porch	Slab
Porch Area	704 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	300463855
Street Address	19474 W 85TH BLF
City	ARVADA
State	CO
Zip	80007-7298
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 27 TOWNSHIP 02 RANGE 70 QTR NW SUBDIVISIONCD 469995 SUBDIVISIONNAME LEYDEN ROCK SUB FLG NO 6 BLOCK 001 LOT 0082 SIZE: 8484 TRACT VALUE: .195
Legal Range	70W
Legal Township	02S
Legal Section	27
Legal Subdivision	LEYDEN ROCK SUB FLG NO 6
Legal Block	1
Legal Lot Number	82
Jurisdiction	JEFFERSON CO
Township / Civil Division	NORTHEAST JEFFERSON
Census Block Group	3
Census Block	3009
Census Tract	9837

Owner

19474 W 85th Bluff is owned and occupied by two individuals who acquired it in December 2020.

Source: Jefferson County records, as of May 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	19474 W 85TH BLF, ARVADA, CO 80007-7298
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Deed of Trust, Mortgage · Line of Credit SECURITY SERVICE FEDERAL CREDIT UNION
Nov 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jan 25, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Jul 19, 2017	Grant Deed, Subdivision Related Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2017 · Amount on File
Deed Sale	Jul 19, 2017 · Amount on File
Deed Document Number	201774163
Last Transfer Date	Dec 28, 2020
Transfer Doc	0000011533
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON CO
Recording Date	Aug 10, 2026
Property Address	19474 W 85TH BLF, ARVADA, CO 80007-7298
Document Number	0000053757
Instrument Date	Aug 4, 2026
Instrument	202653757
Transaction Type	Mortgage
Record Updated	Aug 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19474 W 85TH BLF, ARVADA, CO 80007-7298

Mortgage

Document Number	0000053757,
Date	Aug 10, 2026
Instrument	202653757

Lender

Name	SECURITY SERVICE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Sep 1, 2066

Interest

Rate	6.49%
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON CO
Property Address	19474 W 85TH BLF, ARVADA, CO 80007-7298
Transaction Type	Mortgage
Record Updated	Nov 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19474 W 85TH BLF, ARVADA, CO 80007-7298

Mortgage

Document Number	0000156748
Date	Nov 4, 2021
Instrument	2021156748

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JEFFERSON CO
Recording Date	Jan 25, 2021
Property Address	19474 W 85TH BLF, ARVADA, CO 80007-7298
Document Number	0000011533
Instrument Date	Dec 28, 2020
Instrument	2021011533
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	CLOSING USA LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	19474 W 85TH BLF, ARVADA, CO 80007-7298

Mortgage

Document Number	0000011534
Date	Jan 25, 2021
Instrument	2021011534

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

July 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	JEFFERSON CO
Recording Date	Jul 19, 2017
Property Address	19474 W 85TH BLF, ARVADA, CO 80007-7298
Document Number	0000074163
Instrument Date	Jul 18, 2017
Instrument	74163
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 7, 2017
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$58.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	19474 W 85TH BLF ARVADA CO 800077298, ARVADA, CO 80007-7298

Mortgage

Document Number	74164
Date	Jul 19, 2017
Instrument	74164

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 18, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 19474 W 85th Bluff was $9,874.

Source: Jefferson County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Arvada City
County	Jefferson County
Unified School District	Jefferson County School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,874.00	$63,048 Land $15,465 Building $47,583	$1,008,762 Land $247,437 Building $761,325
2023	$8,948.00	$59,459 Land $13,113 Building $46,346	$942,442 Land $195,715 Building $746,727

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 19474 W 85th Bluff in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19474 W 85th Bluff is high, ranking above 85% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 88% of Colorado
Wildfire Likelihood	0.7% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ARVADA serves 171,610 people · EPA ID CO0130001
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
CenturyLink Fiber	2,000 / 1,000
TDS Telecom Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: LiveWireNet.

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