19470 Williams Dr, Culpeper, VA 22701 Property Records

Culpeper County property record for 19470 Williams Dr, Culpeper, VA 22701

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,690 sqft · built 1978
Lot Size	0.67 acres (29,185 sqft)
Owner	2 Individual Names on File
Last Sale	$415,000 (Dec 2025)
Tax Bill	$1,398 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Apr 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`50-I-1-33`

Property Details

APN / Parcel Number

Primary APN	`50-I-1-33`
Alternative APN	`12606`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,690 sqft Living Area
1st Floor Area	948 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	29,185 sqft (0.67 acres)
Driveway	Driveway
Porch	Porch
Porch Area	94 sqft
Deck Area	196 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	12606
Street Address	19470 WILLIAMS DR
City	CULPEPER
State	VA
Zip	22701-8265
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	FAIRVIEW ACRES LOT 33
Legal Subdivision	102
Legal Lot Number	33
Jurisdiction	CULPEPER VA
Township / Civil Division	CEDAR MOUNTAIN
Census Block Group	2
Census Block	2023
Census Tract	930501

Owner

19470 Williams Dr is owned and occupied by two individuals who bought it in December 2025.

Source: Culpeper County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	19470 WILLIAMS DR, CULPEPER, VA 22701-8265
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2025	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC COAST MORTGAGE
Apr 11, 2017	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2025 · Amount on File
Deed Sale	Dec 2, 2025 · Amount on File
Prior Sale	Aug 13, 2004 · Amount on File
Deed Document Number	20255866
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CULPEPER VA
Property Address	19470 WILLIAMS DR, CULPEPER, VA 22701-8265
Transaction Type	Mortgage
Record Updated	Dec 24, 2025
Title Company	FIRST GUARDIAN TITLE, FIRST GUARDIAN T&E

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9260 MARYS PL PI, PI, RIXEYVILLE, VA 22737-3244

Mortgage

Document Number	0250005867
Date	Dec 2, 2025
Instrument	250005867

Lender

Name	ATLANTIC COAST MORTGAGE
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CULPEPER VA
Property Address	19470 WILLIAMS DR, CULPEPER, VA 22701-8265
Document Number	170002149
Instrument Date	Apr 11, 2017
Transaction Type	Mortgage
Record Updated	May 8, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10470 WILLIAMS DR CULPEPER VA 22701, CULPEPER, VA 22701

Mortgage

Document Number	170002149
Date	Apr 27, 2017
Instrument	2149

Lender

Name	BRANCH BK&TR
Type	Bank
Address	RICHMOND, VA 23219-4079

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 19470 Williams Dr was $1,398.

Source: Culpeper County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Culpeper County
Unified School District	Culpeper County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,398.00	$325,200 Land $117,100 Building $208,100	$325,200 Land $117,100 Building $208,100
2024	$1,398.00 (+6.23%)
2023	$1,316.00	$286,100 Land $87,900 Building $198,200	$286,100 Land $87,900 Building $198,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19470 Williams Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective February 25, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1995–2014)
Claims Outside the SFHA	4 of 6
Most Recent Claim	May 2014 · rainfall accumulation
Claims by Event	Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19470 Williams Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRVIEW ACRES private · serves 336 people · EPA ID VA6047100
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	7 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Virginia Broadband Fixed Wireless · not low latency	100 / 25

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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