1947 S Pacific St, Oceanside, CA 92054 Property Records

San Diego County property record for 1947 S Pacific St, Oceanside, CA 92054

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,244 sqft · built 1981
Lot Size0.13 acres (5,668 sqft)
OwnerCompany Name on File
Last Sale$2,910,000 (Mar 2014)
Tax Bill$39,913 (2025)
Deeds & MortgagesSep 2022 Mortgage
Sep 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN153-250-43-00

Property Details

APN / Parcel Number

Primary APN153-250-43-00

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Building Area3,244 sqft Living Area

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Lot Area5,668 sqft (0.13 acres)
View / LotOcean
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1947 S PACIFIC ST
CityOCEANSIDE
StateCA
Zip92054-5851
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionBLK F LOT 45 TR 000909
Legal SubdivisionOCEAN FRONT ADD
Legal Tract000909
Legal BlockF
Legal Lot Number45
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2009
Census Tract18102

Owner

1947 S Pacific St is owned by a company that acquired it in May 2014.

Source: San Diego County records, as of July 28, 2026

Owner of RecordCompany Name on File
Mailing Address3177 WILDFLOWER SMT, ENCINITAS, CA 92024-7058
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 12, 2022Deed of Trust, Mortgage · Conventional Mortgage
CITY NATIONAL BANK
Sep 12, 2022Deed of Trust, Mortgage · Line of Credit
CITY NATIONAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 27, 2014 · Amount on File
Deed SaleMar 27, 2014 · Amount on File
Prior SaleJan 27, 2003 · Amount on File
Deed Document Number2014119607
Last Transfer DateMay 3, 2014
Transfer Doc0000395527
Record UpdatedOct 29, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1947 S PACIFIC ST, OCEANSIDE, CA 92054-5851
Transaction TypeMortgage
Record UpdatedSep 21, 2022
Title CompanySTEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3177 WILDFLOWER SMT, ENCINITAS, CA 92024-7058

Mortgage

Document Number0000361459
DateSep 12, 2022
Instrument2022-0361459
Lender
NameCITY NATIONAL BANK
TypeBank
AddressLOS ANGELES, CA 90071
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2052
Interest
Rate TypeAdjustable Rate
Rate3.94%
Type Change DateSep 1, 2029
Change FrequencyAnnually
Min Rate At Change3%
Max Rate At Change8.94%
Index1-Year CMT
Margin3
Max Rate8.94%

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1947 S PACIFIC ST, OCEANSIDE, CA 92054-5851
Transaction TypeMortgage
Record UpdatedSep 21, 2022
Title CompanySTEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3177 WILDFLOWER SMT, ENCINITAS, CA 92024-7058

Mortgage

Document Number0000361460
DateSep 12, 2022
Instrument2022-0361460
Lender
NameCITY NATIONAL BANK
TypeBank
AddressLOS ANGELES, CA 90071
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueSep 5, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 1947 S Pacific St was $39,913.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$3,638,594 (+2%) Land $2,900,875 Building $737,719
2025$39,913.00$3,567,250 Land $2,843,996 Building $723,254
2023$37,951.00 (+1.53%)$3,428,731 Land $2,733,561 Building $695,170
2022$37,378.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1947 S Pacific St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 23 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies23 in force
Nearby Flood Claims1 (2023)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2023 · Tropical Storm Hilary

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1947 S Pacific St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

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