1947 Key West Dr, Arnold, MO 63010 Property Records

Jefferson County property record for 1947 Key West Dr, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,131 sqft · built 1964
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$237,700 (Jan 2022)
Tax Bill	$1,126 (2024)
Deeds & Mortgages	Jan 2022 Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`014.019.04010018`

Property Details

APN / Parcel Number

Primary APN	`014.019.04010018`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,131 sqft Living Area
Gross Area	1,491 sqft
1st Floor Area	1,131 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Construction Type	Frame
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	360 sqft
Porch	Open Frame Porch
Porch Area	56 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	1947 KEY WEST DR
City	ARNOLD
State	MO
Zip	63010-1247
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	KEY WEST ESTS 2 CORRECTED LOT 26
Legal Range	6E
Legal Township	43N
Legal Section	19
Legal Subdivision	KEY WEST ESTS 2
Legal Block	1
Legal Lot Number	26
Jurisdiction	JEFFERSON MO
Township / Civil Division	ARNOLD
Census Block Group	1
Census Block	1011
Census Tract	700118

Owner

Source: Jefferson County records, as of March 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1947 KEY WEST DR, ARNOLD, MO 63010-1247
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2022	Warranty Deed, Transfer · Conventional Mortgage CNB ST LOUIS BANK
Apr 1, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Jul 2, 2019	Warranty Deed, Transfer · FHA Mortgage GUILD MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 24, 2022 · Amount on Record
Deed Sale	Jan 24, 2022 · Amount on Record
Prior Sale	Apr 1, 2021 · Amount on Record
Deed Document Number	20222753
Prior Transfer Date	Mar 9, 2021
Prior Transfer Doc	2021R014344
Record Updated	Jun 8, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jan 24, 2022
Property Address	1947 KEY WEST DR, ARNOLD, MO 63010-1247
Document Number	0000002753
Map Reference	MB 27 PG 10
Instrument Date	Jan 21, 2022
Instrument	2022R-002753
Transaction Type	Transfer
Record Updated	Feb 4, 2022
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	33 CEDAR RIDGE DR, 33, PACIFIC, MO 63069-3404

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1947 KEY WEST DR, ARNOLD, MO 63010-1247

Mortgage

Document Number	0000002754
Date	Jan 24, 2022
Instrument	2022R-002754

Lender

Name	CNB ST LOUIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JEFFERSON MO
Recording Date	Apr 1, 2021
Property Address	1947 KEY WEST DR, ARNOLD, MO 63010-1247
Document Number	2021R014344
Map Reference	MB 27 PG 10
Instrument Date	Mar 9, 2021
Instrument	2021R-014344
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	CONTINENTAL TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1947 KEY WEST DR, ARNOLD, MO 63010-1247

Mortgage

Document Number	2021R014345
Date	Apr 1, 2021
Instrument	2021R-014345

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jul 2, 2019
Property Address	1947 KEY WEST DR, ARNOLD, MO 63010-1247
Document Number	0000019018
Instrument Date	Jun 28, 2019
Instrument	19018
Transaction Type	Transfer
Record Updated	Jul 17, 2019
Title Company	CONTINENTAL, CONTINENTAL TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1947 KEY WEST DR ARNOLD MO 630101247, ARNOLD, MO 63010-1247

Mortgage

Document Number	19019
Date	Jul 2, 2019
Instrument	19019

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Arnold City
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$17,300 (+7.45%) Land $2,300 Building $15,000	$91,000 (-) Land $12,000 Building $79,000
2024	$1,126.00 (+0.63%)		$91,000 (+7.82%) Land $12,000 Building $79,000
2023	$1,119.00	$16,100 Land $2,300 Building $13,800	$84,400 Land $12,000 Building $72,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	28 (1979–1998)
Claims Outside the SFHA	17 of 28
Most Recent Claim	Apr 1998 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Sep 1993 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 1 serves 21,113 people · EPA ID MO6024292
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Oct 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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