1946 Upper Lake Dr, Reston, VA 20191 Property Records

Fairfax County property record for 1946 Upper Lake Dr, Reston, VA 20191

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,663 sqft · built 1980
Lot Size	0.322 acres (14,031 sqft)
Owner	Trust Name on Record
Last Sale	$985,000 (Mar 2017)
Tax Bill	$20,831 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Oct 2020 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`026-2-13-04-0028`

Property Details

APN / Parcel Number

Primary APN	`026-2-13-04-0028`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,663 sqft Living Area
Gross Area	2,513 sqft
Basement Area	854 sqft
Game Room	Game Room
Flooring	Carpet
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Architectural Style	Other
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	14,031 sqft (0.322 acres)
Garage Type	Attached
Garage Area	850 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Deck Area	734 sqft
Patio Area	734 sqft
Balcony	Balcony
Balcony Area	176 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	0262 13040028
Street Address	1946 UPPER LAKE DR
City	RESTON
State	VA
Zip	20191-3620
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PRC(GENERAL COMBINATION D
Legal Description	RESTON LT 28 BLK 4 SEC 60
Legal Subdivision	RESTON L
Legal Block	4
Legal Lot Number	28
Jurisdiction	FAIRFAX VA
Township / Civil Division	HUNTER MILL
Census Block Group	3
Census Block	3002
Census Tract	482301

Owner

Source: Fairfax County records, as of October 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Co-owner	Co-owner on Record
Mailing Address	1946 UPPER LAKE DR, RESTON, VA 20191-3620
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Oct 21, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 2, 2018	Deed of Trust, Mortgage · Line of Credit ACCESS NAT'L BK
May 31, 2017	Deed of Trust, Mortgage · Line of Credit ACCESS NAT'L BK
Mar 30, 2017	Grant Deed, Transfer SUNTRUST MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2017 · Amount on Record
Deed Sale	Mar 30, 2017 · Amount on Record
Prior Sale	Mar 30, 2017 · Amount on Record
Deed Document Number	0019896001
Deed Book / Page	24991 / 19
Last Transfer Date	Oct 21, 2020
Transfer Doc	2020126296001
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFAX VA
Property Address	1946 UPPER LAKE DR, RESTON, VA 20191-3620
Transaction Type	Mortgage
Record Updated	Mar 15, 2022
Title Company	EKKO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017378001
Date	Feb 28, 2022
Book Page	27567/498
Instrument	2022017378.001

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2037

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FAIRFAX VA
Recording Date	Oct 21, 2020
Property Address	1946 UPPER LAKE DR, RESTON, VA 20191-3620
Document Number	2020126296001
Book / Page	026597 / 001842
Instrument Date	Oct 9, 2020
Instrument	126296001
Transaction Type	Transfer
Record Updated	Dec 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1946 UPPER LAKE DR RESTON VA 201913620, RESTON, VA 20191-3620

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFAX VA
Property Address	1946 UPPER LAKE DR, RESTON, VA 20191-3620
Document Number	2018039308001
Instrument Date	Jul 2, 2018
Transaction Type	Mortgage
Record Updated	Jul 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1946 UPPER LAKE DR RESTON VA 201913620, RESTON, VA 20191-3620

Mortgage

Document Number	2018039308001
Date	Jul 9, 2018
Book Page	025473/000009
Instrument	39308001

Lender

Name	ACCESS NAT'L BK
Type	Bank
Address	RESTON, VA 20191

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFAX VA
Property Address	1946 UPPER LAKE DR, RESTON, VA 20191-3620
Document Number	2017034755001
Book / Page	025068 / 001989
Instrument Date	May 31, 2017
Transaction Type	Mortgage
Record Updated	Sep 1, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1946 UPPER LAKE DR RESTON VA 201913620, RESTON, VA 20191-3620

Mortgage

Document Number	2017034755001
Date	Jun 6, 2017
Book Page	025068/001989
Instrument	34755001

Lender

Name	ACCESS NAT'L BK
Type	Bank
Address	RESTON, VA 20191

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FAIRFAX VA
Recording Date	Mar 30, 2017
Property Address	1946 UPPER LAKE DR, RESTON, VA 20191-3620
Document Number	2017019896001
Book / Page	024991 / 000019
Instrument Date	Mar 29, 2017
Instrument	19896001
Transaction Type	Transfer
Record Updated	Jul 25, 2017
Title Company	DOUBLE EAGLE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$985.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1946 UPPER LAKE DR RESTON VA 201913620, RESTON, VA 20191-3620

Mortgage

Document Number	2017019896002
Date	Mar 30, 2017
Book Page	024991/000021
Instrument	19896002

Lender

Name	SUNTRUST MTG
Type	Mortgage Company
Address	RICHMOND, VA 23224

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 29, 2047

Tax Assessment & Valuation

Source: Fairfax County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Fairfax County
Unified School District	Fairfax County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$20,831.00 (+29.49%)	$1,731,600 (+26.53%) Land $941,000 Building $790,600	$1,731,600 (+26.53%) Land $941,000 Building $790,600
2023	$16,087.00	$1,368,570 Land $764,000 Building $604,570	$1,368,570 Land $764,000 Building $604,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.5% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRFAX COUNTY WATER AUTHORITY serves 1,121,613 people · EPA ID VA6059501
Water Source	Surface water
Last State Inspection	Mar 2022
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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