Carter County property record for 1946 Timber Rd, Lone Grove, OK 73443
| Property Type | Rural Home |
|---|---|
| Details | 5 bd · 3 ba · 2,466 sqft · built 2013 |
| Lot Size | 45.5 acres (1,985,900 sqft) |
| Owner | Individual Name on File |
| Last Sale | $925,000 (Jun 2025) |
| Tax Bill | $4,931 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Dec 2012 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23769 |
| Primary APN | 23769 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 2,466 sqft Living Area |
| 1st Floor Area | 2,062 sqft |
| 2nd Floor Area | 400 sqft |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 1,985,900 sqft (45.5 acres) |
| Garage Type | Mixed |
| Garage Area | 549 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 436 sqft |
| Deck Area | 64 sqft |
| Shed | 1 Shed |
| Shed Area | 900 sqft |
| Lean-To | 900 sqft |
| Storage Building | 2,400 sqft |
| Utility Building | 2,400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 23769 |
|---|---|
| Street Address | 1946 TIMBER RD |
| City | LONE GROVE |
| State | OK |
| Zip | 73443-6441 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | NP |
| Legal Description | PT S/2 SW DESC AS BEG SW/C; N00.0532E 1323.81; N89.5239E 1984.09; S00.0507W 374.52; S80.5927W 408.40; S30.5340W 311.28; S16.2 |
| Legal Range | 01W |
| Legal Township | 05S |
| Legal Section | 02 |
| Legal Subdivision | LONE GROVE CITY TRACTS |
| Legal Block | 5S |
| Legal Lot Number | 1W |
| Jurisdiction | CARTER OK |
| Township / Civil Division | ARDMORE |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 892502 |
1946 Timber Rd, a rural home, is owned by an individual who bought it in June 2025.
Source: Carter County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 151 IDLE RD, MARYSVILLE, PA 17053-9503 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Dec 18, 2012 | Deed of Trust, Mortgage FIRST BANK & TRUST CO |
| Mar 16, 2016 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Dec 18, 2012 | Deed of Trust, Mortgage FIRST BANK & TRUST CO |
| Jun 24, 2025 | Deed, Transfer · Conventional Mortgage UBS BANK USA |
| May 17, 2022 | Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 24, 2025 · Amount on File |
| Deed Sale | Jun 24, 2025 · Amount on File |
| Prior Sale | Apr 21, 2025 · Amount on File |
| Deed Document Number | 20256679 |
| Deed Book / Page | 7721 / 164 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER OK |
| Property Address | 1946 TIMBER RD, LONE GROVE, OK 73443-6441 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0006921/27 |
|---|---|
| Date | Aug 20, 2020 |
| Book Page | 6921/27 |
| Instrument | 2020-008988 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER OK |
| Property Address | 1946 TIMBER RD, LONE GROVE, OK 73443-6441 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 005624/273 |
|---|---|
| Date | Dec 18, 2012 |
| Book Page | 5624/273 |
| Instrument | 2012-016741 |
| Name | FIRST BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | ARDMORE, OK 73401 |
| Amount | Amount on Record |
|---|---|
| Term | 12 Months |
| Due | Dec 25, 2013 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER OK |
| Property Address | 1946 TIMBER RD, LONE GROVE, OK 73443-6441 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 006221/048 |
|---|---|
| Date | Mar 16, 2016 |
| Book Page | 6221/048 |
| Instrument | 2016-003289 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVING, TX 75063 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER OK |
| Property Address | 1946 TIMBER RD, LONE GROVE, OK 73443-6441 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 005624/263 |
|---|---|
| Date | Dec 18, 2012 |
| Book Page | 5624/263 |
| Instrument | 2012-016740 |
| Name | FIRST BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | ARDMORE, OK 73401 |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Dec 15, 2017 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARTER OK |
| Recording Date | Jun 24, 2025 |
| Property Address | 1946 TIMBER RD, LONE GROVE, OK 73443-6441 |
| Document Number | 007721/164 |
| Book / Page | 7721 / 164 |
| Instrument Date | Jun 16, 2025 |
| Instrument | I-2025-006679 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2026 |
| Title Company | NATIONS TITLE/OKC, NATIONS TITLE OF OKC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,387.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 151 IDLE RD, MARYSVILLE, PA 17053-9503 |
| Document Number | I2025006680 |
|---|---|
| Date | Jun 24, 2025 |
| Instrument | I-2025-006680 |
| Name | UBS BANK USA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTER OK |
| Recording Date | May 17, 2022 |
| Property Address | 1946 TIMBER RD, LONE GROVE, OK 73443-6441 |
| Document Number | 007226/247 |
| Book / Page | 7226 / 247 |
| Instrument Date | May 13, 2022 |
| Instrument | I-2022-005580 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2023 |
| Title Company | STEWART TITLE, STEWART TITLE OF OK INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,348.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1946 TIMBER RD, LONE GROVE, OK 73443-6441 |
| Document Number | I2022005581 |
|---|---|
| Date | May 17, 2022 |
| Instrument | I-2022-005581 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
The 2025 property tax bill for 1946 Timber Rd was $4,931.
Source: Carter County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Carter County |
| Unified School District | Lone Grove Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $62,093 (+31.61%) Land $7,092 Building $55,001 | $517,438 (-1.64%) Land $59,099 Building $458,339 | |
| 2025 | $4,931.00 | $47,180 Land $2,998 Building $44,182 | $526,080 Land $59,099 Building $466,981 |
| 2023 | $4,667.00 | $44,471 Land $2,582 Building $41,889 | $370,593 Land $21,517 Building $349,076 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1946 Timber Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 20, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1946 Timber Rd is high, ranking above 74% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 41% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN OKLA WATER CORP serves 11,250 people · EPA ID OK1010830 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 Haloacetic acids not recorded as resolved · Apr 2026 Turbidity resolved · May 2025 |
|---|---|
| Treatment and Procedure | Organic carbon removal Apr 2026 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Arbuckle Communications Fixed Wireless | 400 / 100 |
| 360 Broadband Fixed Wireless | 400 / 50 |
| T-Mobile Fixed Wireless | 25 / 3 |
| Chickasaw Telephone Company DSL | 10 / 1 |
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