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1946 S Pepper Tree Ln, San Bernardino, CA 92408 Property Records

San Bernardino County property record for 1946 S Pepper Tree Ln, San Bernardino, CA 92408

Property Summary

Property TypePlanned Unit Development
Details4 bd · 3 ba · 2,041 sqft · built 2022
Lot Size0.064 acres (2,807 sqft)
OwnerIndividual Name on File
Last Sale$620,000 (Feb 2025)
Tax Bill$10,619 (2025)
Deeds & MortgagesJul 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0281-442-12-0000

Property Details

APN / Parcel Number

Primary APN0281-442-12-0000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area2,041 sqft Living Area
Gross Area2,487 sqft
1st Floor Area948 sqft
2nd Floor Area1,093 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleModern
Construction TypeFrame
Roof MaterialTile
Lot Area2,807 sqft (0.064 acres)
Garage TypeAttached
Garage Area446 sqft
Parking Spaces2 Parking Spaces
PorchPatio/Porch
Porch Area77 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1946 S PEPPER TREE LN
CitySAN BERNARDINO
StateCA
Zip92408-4310
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Planned Unit Development
Legal DescriptionTRACT 20293 LOT 66 BOOK 360 PAGE 49 AND INTEREST IN COMMON AREA AS DESCRIBED PER TRACT 20293
Legal SubdivisionTRACT NO. 20293
Legal Tract20293
Legal Block1
Legal Lot Number66
JurisdictionSAN BERNARDINO CA
Township / Civil DivisionSAN BERNARDINO
Census Block Group1
Census Block1005
Census Tract7201

Owner

1946 S Pepper Tree Ln, a planned unit development, is owned and occupied by an individual who bought it in February 2025.

Source: San Bernardino County records, as of July 14, 2026

Owner of RecordIndividual Name on File
Mailing Address1946 S PEPPER TREE LN, SAN BERNARDINO, CA 92408-4310
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 24, 2025 · Amount on File
Deed SaleFeb 24, 2025 · Amount on File
Deed Document Number202540731
Record UpdatedSep 20, 2026

July 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN BERNARDINO CA
Recording DateJul 22, 2022
Property Address1946 S PEPPER TREE LN, SAN BERNARDINO, CA 92408-4310
Document Number0000255389
Map ReferenceMB 360 PG 49-55
Instrument DateJul 7, 2022
Instrument2022-0255389
Transaction TypeTransfer
Record UpdatedSep 1, 2023
Title CompanyFIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1946 S PEPPER TREE LN, SAN BERNARDINO, CA 92408-4310

Mortgage

Document Number0000255390
DateJul 22, 2022
Instrument2022-0255390
Lender
NameINSPIRE HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2052
Interest
Rate TypeAdjustable Rate
Rate4.87%
Type Change DateAug 1, 2029
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change9.87%
IndexOther
Max Rate9.87%

Tax Assessment & Valuation

The 2025 property tax bill for 1946 S Pepper Tree Ln was $10,619.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Bernardino County
MunicipalitySan Bernardino City
Unified School DistrictRedlands Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$632,400 (+3.2%) Land $189,720 Building $442,680
2025$10,619.00$612,785 Land $181,019 Building $431,766
2023$10,201.00 (+160.76%)$588,990 Land $173,990 Building $415,000
2022$3,912.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1946 S Pepper Tree Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1946 S Pepper Tree Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN BERNARDINO CITY
serves 214,665 people · EPA ID CA3610039
Water SourceGroundwater
Last State InspectionJul 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: GeoLinks.

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