Spartanburg County property record for 1946 Riveroak Rd, Chesnee, SC 29323
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,652 sqft · built 1939 |
| Lot Size | 0.68 acres (29,621 sqft) |
| Owner | Individual Name on File |
| Last Sale | $170,000 (Apr 2022) |
| Tax Bill | $1,064 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Apr 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-23-00-038.01 |
| Primary APN | 2-23-00-038.01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,652 sqft Living Area |
| Gross Area | 1,730 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 29,621 sqft (0.68 acres) |
| Lot Dimensions | 252 ft deep x 154 ft wide |
| Porch | Porch |
| Porch Area | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 28944 |
|---|---|
| Street Address | 1946 RIVEROAK RD |
| City | CHESNEE |
| State | SC |
| Zip | 29323-9620 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S SIDE RD 74 & E OF RD 42 PB 103-518 |
| Legal Subdivision | RAINBOW LAKE |
| Legal Lot Number | 5,6 |
| Jurisdiction | SPARTANBURG SC |
| Township / Civil Division | BOILING SPRINGS |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 22404 |
1946 Riveroak Rd is owned and occupied by an individual who bought it in April 2022.
Source: Spartanburg County records, as of June 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1946 RIVEROAK RD, CHESNEE, SC 29323-9620 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 10, 2026 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
| Apr 8, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LENDUS LLC |
| Apr 22, 2022 | Deed, Transfer · FHA Mortgage MIDLAND MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 22, 2022 · Amount on File |
| Deed Sale | Apr 22, 2022 · Amount on File |
| Prior Sale | May 1, 2007 · Amount on File |
| Deed Document Number | 202221300 |
| Deed Book / Page | 136V / 284 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Recording Date | Jun 10, 2026 |
| Property Address | 1946 RIVEROAK RD, CHESNEE, SC 29323-9620 |
| Document Number | 0000027156 |
| Book / Page | 7249 / 863 |
| Instrument Date | Apr 23, 2026 |
| Instrument | 202627156 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1946 RIVEROAK RD, CHESNEE, SC 29323-9620 |
| Document Number | 0000027156, |
|---|---|
| Date | Jun 10, 2026 |
| Book Page | 7249/863 |
| Instrument | 202627156 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 479 Months |
| Due | May 1, 2066 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Property Address | 1946 RIVEROAK RD, CHESNEE, SC 29323-9620 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000015425 |
|---|---|
| Date | Apr 8, 2019 |
| Book Page | 5593/0636 |
| Instrument | 2019-15425 |
| Name | LENDUS LLC |
|---|---|
| Type | Mortgage Company |
| Address | ALAMO, CA 94507 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Recording Date | Apr 22, 2022 |
| Property Address | 1946 RIVEROAK RD, CHESNEE, SC 29323-9620 |
| Document Number | 0000021300 |
| Book / Page | 136-V / 284 |
| Map Reference | MB 03 PG 518 |
| Instrument Date | Apr 21, 2022 |
| Instrument | 2022-21300 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $442.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1946 RIVEROAK RD, CHESNEE, SC 29323-9620 |
| Document Number | 0000021301 |
|---|---|
| Date | Apr 22, 2022 |
| Instrument | 2022-21301 |
| Name | MIDLAND MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
The 2025 property tax bill for 1946 Riveroak Rd was $1,064, up 1.6% from the year before.
Source: Spartanburg County assessment roll, as of October 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Spartanburg County |
| Unified School District | Spartanburg School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,064.00 (+1.62%) | $6,416 Land $556 Building $5,860 | $160,400 Land $13,900 Building $146,500 |
| 2024 | $1,047.00 (+0.67%) | ||
| 2023 | $1,040.00 | $6,416 Land $556 Building $5,860 | $160,400 Land $13,900 Building $146,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1946 Riveroak Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective October 2, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1946 Riveroak Rd is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 87% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPARTANBURG WATER SYSTEM serves 166,364 people · EPA ID SC4210001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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