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1946 River Rd, Todd, NC 28684 Property Records

Watauga County property record for 1946 River Rd, Todd, NC 28684 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Architecture StyleRustic
Year BuiltBuilt 1990
Square Footage1,056 sqft Living Area
Lot Size30,492 sqft (0.7 acres)
Last Sale$540,000 (2023)
Tax Bill$1,048.00 (2025)

Property Details

APN / Parcel Number

Primary APN2933-02-0866-000
Alternative APNs
  • 1810094
  • 1857958

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Building Area1,056 sqft Living Area
1st Floor704 sqft 1st Floor
Basement Area704 sqft Basement
Finished Basement704 sqft Finished
Unfinished Basement704 sqft Unfinished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleRustic Style
Exterior MaterialLogs Exterior
Roof MaterialAsphalt Roof
Lot Area30,492 sqft (0.7 acres)
Patio Area100 sqft Patio
Porch1 Porch
Porch Area512 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
Heating FuelGas Heating Fuel
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number1857958
Street Address1946 RIVER RD
CityTODD
StateNC
Zip28684-9734
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 22 CHINQUAPIN HEIGHTS & 0.055 AC TRACT 2 PLAT 26/182
Legal SubdivisionCHINQUAPIN HEIGHTS
Legal Tract2
Legal Lot Number22
JurisdictionWATAUGA NC
Minor Civil DivisionBALD MOUNTAIN
Census Blockgroup1
Census Block1002
Census Tract920701

Owner

Source: Watauga County records · APN 2933-02-0866-000

Assessment roll updated December 2, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address109 DRYSDALE CT, CARY, NC 27511-6696
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 14, 2026Deed of Trust, Mortgage · Conventional Mortgage
HOME MORTGAGE CORPORATION
Apr 24, 2023Warranty Deed, Transfer · Conventional Mortgage
UNION HOME MORTGAGE CORP
Sep 17, 2019Warranty Deed, Transfer · Conventional Mortgage
COASTAL FCU
Aug 30, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
Aug 30, 2018Quit Claim Deed
NATIONWIDE TITLE CLEARING INC
May 25, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 24, 2023 · Amount on Record
Deed SaleApr 24, 2023 · Amount on Record
Prior SaleSep 17, 2019 · Amount on Record
Deed Doc Number2023730313
Deed Book / Page2329 / 54
Prior Transfer DateAug 20, 2018
Prior Transfer Doc0019900026
Record RefreshedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATAUGA NC
Recording DateJul 14, 2026
Property Address1946 RIVER RD, TODD, NC 28684-9734
Document Number0000761410
Book / Page2493 / 801
Instrument DateJul 10, 2026
Instrument2026761410
Transaction TypeMortgage
Record UpdatedJul 21, 2026
Title CompanyMUTUAL TITLE AGENCY INC, MUTUAL TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 DRYSDALE CT, CARY, NC 27511-6696

Mortgage

Document Number0000761410,
DateJul 14, 2026
Book Page2493/801
Instrument2026761410
Lender
NameHOME MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate TypeFixed Rate
Rate6.52%
Initial TypeFixed Rate
Max Rate-1%

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateApr 24, 2023
Property Address1946 RIVER RD, TODD, NC 28684-9734
Document Number0023290054
Book / Page2329 / 54
Map ReferenceMB 5 PG 127
Instrument DateApr 19, 2023
Instrument730313
Transaction TypeTransfer
Record UpdatedMay 08, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,080.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 DRYSDALE CT, CARY, NC 27511-6696

Mortgage

Document Number0000730314
DateApr 24, 2023
Instrument730314
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2053

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateSep 17, 2019
Property Address1946 RIVER RD, TODD, NC 28684-9734
Document Number0020480819
Book / Page2048 / 0819
Map ReferenceMB 26 PG 182
Instrument DateSep 11, 2019
Instrument682688
Transaction TypeTransfer
Record UpdatedSep 21, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$570.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address8117 BUD MORRIS RD, 8117, WAKE FOREST, NC 27587-8578

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 COVENTRY PL, GREENSBORO, NC 27455-2021

Mortgage

Document Number682689
DateSep 17, 2019
Instrument682689
Lender
NameCOASTAL FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2049

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWATAUGA NC
Recording DateAug 30, 2018
Property Address1946 RIVER RD, TODD, NC 28684-9734
Document Number0019900029
Book / Page001990 / 000029
Instrument DateAug 20, 2018
Instrument671680
Transaction TypeTransfer
Record UpdatedSep 19, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address8117 BUD MORRIS RD WAKE FOREST NC 275878578, WAKE FOREST, NC 27587-8578

August 2018: Quit Claim Deed

Document TypeQuit Claim Deed
JurisdictionWATAUGA NC
Recording DateAug 30, 2018
Property Address1946 RIVER RD, TODD, NC 28684-9734
Document Number0019900026
Book / Page001990 / 000026
Instrument DateAug 20, 2018
Instrument671879
Record UpdatedSep 19, 2018
Title CompanyNATIONWIDE TITLE CLEARING INC

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address8117 BUD MORRIS RD WAKE FOREST NC 275878578, WAKE FOREST, NC 27587-8578

May 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWATAUGA NC
Recording DateMay 25, 2017
Property Address1946 RIVER RD, TODD, NC 28684-9734
Document Number0019200041
Book / Page001920 / 000041
Instrument DateMay 17, 2017
Instrument658497
Transaction TypeTransfer
Record UpdatedAug 03, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCorporate Trust
Address8117 BUD MORRIS RD WAKE FOREST NC 275878578, WAKE FOREST, NC 27587-8578

Tax Assessment & Valuation

Source: Watauga County records · Assessment roll updated December 2, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,048.00 (+1.16%)$240,400 (-) Land $22,100 Building $218,300
2024$1,036.00$240,400 Land $22,100 Building $218,300
2023$240,400 Land $22,100 Building $218,300

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