1946 Prosperity Rd, Maplewood (Saint Paul), MN 55109 Property Records

Ramsey County property record for 1946 Prosperity Rd, Maplewood, MN 55109

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,037 sqft · built 1947
Lot Size	0.459 acres (20,000 sqft)
Owner	2 Individual Names on File
Last Sale	$209,900 (Jan 2006)
Tax Bill	$4,390 (2025)
Deeds & Mortgages	Sep 2022 Second Mortgage Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-29-22-13-0028`

Property Details

APN / Parcel Number

Primary APN	`15-29-22-13-0028`
Alternative APNs	`8257271` `292363`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,037 sqft Living Area
1st Floor Area	864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1980
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	20,000 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	292363
Street Address	1946 PROSPERITY RD
City	SAINT PAUL
State	MN
Zip	55109-3619
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GLADSTONE HOMESITES LOT 12 BLK 1
Legal Range	22
Legal Township	29
Legal Section	15
Legal Subdivision	GLADSTONE HOMESITES
Legal Block	1
Legal Lot Number	12
Jurisdiction	RAMSEY MN
Township / Civil Division	MAPLEWOOD
Census Block Group	1
Census Block	1007
Census Tract	42402

Owner

1946 Prosperity Rd is owned and occupied by two individuals who bought it in January 2006.

Source: Ramsey County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1946 PROSPERITY RD, SAINT PAUL, MN 55109-3619
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TRUSTONE FINANCIAL CU
Oct 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUSTONE FINANCIAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2006 · Amount on File
Deed Sale	Jan 23, 2006 · Amount on File
Deed Document Number	2006344639
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1946 PROSPERITY RD, MAPLEWOOD, MN 55109-3619
Transaction Type	Mortgage
Record Updated	Oct 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A04963550
Date	Sep 14, 2022
Instrument	A04963550

Lender

Name	TRUSTONE FINANCIAL CU
Type	Credit Union
Address	MINNEAPOLIS, MN 55447

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 24, 2042

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1946 PROSPERITY RD, MAPLEWOOD, MN 55109-3619
Transaction Type	Mortgage
Record Updated	Oct 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A04912131
Date	Oct 8, 2021
Instrument	A04912131

Lender

Name	TRUSTONE FINANCIAL CU
Type	Credit Union
Address	MINNEAPOLIS, MN 55447

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1946 Prosperity Rd was $4,390 with a homeowner's exemption.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	Maplewood City
Unified School District	North St. Paul-Maplewood-Oakdale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$306,100 Land $79,100 Building $227,000	$306,100 Land $79,100 Building $227,000
2025	$4,390.00
2023	$3,528.00 Homeowner's exemption	$275,900 Land $79,100 Building $196,800	$275,900 Land $79,100 Building $196,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1946 Prosperity Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1946 Prosperity Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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