1946 Owosso Ave, Owosso, MI 48867 Property Records

Shiawassee County property record for 1946 Owosso Ave, Owosso, MI 48867

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,736 sqft · built 1982
Lot Size	0.59 acres (25,700 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (May 2020)
Tax Bill	$3,189 (2025)
Deeds & Mortgages	Sep 2021 Mortgage May 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`007-68-001-004-01`

Property Details

APN / Parcel Number

Primary APN	`007-68-001-004-01`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,736 sqft Heated Area
1st Floor Area	1,736 sqft
Basement Area	616 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	25,700 sqft (0.59 acres)
Lot Dimensions	264 ft deep x 97 ft wide
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1946 OWOSSO AVE
City	OWOSSO
State	MI
Zip	48867-3943
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	RIVERSIDE SUB CALEDONIA TWP E 5.35 FT OF LOT 32 ALL OF LOT 33 & W 38 FT OF LOT 34 BLK 1
Legal Subdivision	RIVERSIDE SUB
Legal Block	1
Legal Lot Number	32-34
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	CALEDONIA
Census Block Group	3
Census Block	3061
Census Tract	31600

Owner

1946 Owosso Ave, a duplex, is owned and occupied by an individual who bought it in May 2020.

Source: Shiawassee County records, as of July 16, 2026

Owner of Record	Individual Name on File
Mailing Address	1946 OWOSSO AVE, OWOSSO, MI 48867-3943
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2021	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
May 11, 2020	Warranty Deed, Transfer · FHA Mortgage NORTHPOINTE BANK
Aug 16, 2017	Warranty Deed, Transfer CISLO TITLE, CISIO TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2020 · Amount on File
Deed Sale	May 11, 2020 · Amount on File
Prior Sale	Aug 16, 2017 · Amount on File
Deed Document Number	20203332516
Deed Book / Page	1268 / 874
Prior Transfer Date	Sep 11, 2015
Prior Transfer Doc	0003277961
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	1946 OWOSSO AVE, OWOSSO, MI 48867-3943
Transaction Type	Mortgage
Record Updated	Oct 14, 2021
Title Company	SOURCEPOINT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1946 OWOSSO AVE, OWOSSO, MI 48867-3943

Mortgage

Document Number	0012870986
Date	Sep 30, 2021
Book Page	1287/986
Instrument	3351798

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	May 11, 2020
Property Address	1946 OWOSSO AVE, OWOSSO, MI 48867-3943
Document Number	0012680874
Book / Page	1268 / 874
Map Reference	LB1 PG24
Instrument Date	May 6, 2020
Instrument	3332516
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	CROSSROADS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10094 PRAIRIE RD, 10094, ABERDEEN, MS 39730-9354

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1946 OWOSSO AVE, OWOSSO, MI 48867-3943

Mortgage

Document Number	3332517
Date	May 11, 2020
Instrument	3332517

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Aug 16, 2017
Property Address	1946 OWOSSO AVE, OWOSSO, MI 48867-3943
Document Number	0012370347
Book / Page	001237 / 000347
Instrument Date	Aug 11, 2017
Instrument	3300656
Transaction Type	Transfer
Record Updated	Aug 29, 2017
Title Company	CISLO TITLE, CISIO TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$705.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6133 REID RD SWARTZ CREEK MI 484739459, SWARTZ CREEK, MI 48473-9459

Tax Assessment & Valuation

The 2025 property tax bill for 1946 Owosso Ave was $3,189 with a homeowner's exemption, up 14.4% from the year before.

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
County Subdivision	Caledonia Charter Township
Unified School District	Corunna Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$114,900 (+6.88%)	$229,800 (+6.88%)
2025	$3,189.00 (+14.38%) Homeowner's exemption	$107,500	$215,000
2024	$2,788.00
2023	$2,788.00 Homeowner's exemption Additional exemption filed	$86,200	$172,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1946 Owosso Ave in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 36 policies
Nearby Flood Policies	36 in force
Nearby Flood Claims	18 (1981–2026)
Claims Outside the SFHA	3 of 18
Most Recent Claim	Apr 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1946 Owosso Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Nov 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: DayStarr.

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