1946 Mutual Union Rd N, Cable, OH 43009 Property Records

Champaign County property record for 1946 Mutual Union Rd N, Cable, OH 43009

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,856 sqft · built 1992
Lot Size	2.12 acres (92,739 sqft)
Owner	Individual Name on Record
Tax Bill	$3,812 (2025)
Deeds & Mortgages	Apr 2015 Line of Credit Mar 2006 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`027947-5`

Property Details

APN / Parcel Number

Primary APN	`027947-5`
Alternative APN	`L43-12-00-52-00-009-03`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,856 sqft Living Area
Gross Area	1,508 sqft
1st Floor Area	960 sqft
Upper Floors Area	896 sqft
Basement Area	896 sqft
Unfinished Basement	728 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Other
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	92,739 sqft (2.12 acres)
Garage Type	Attached
Garage Area	512 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	448 sqft
Deck Area	408 sqft
Patio Area	948 sqft
Pole Barn	1,500 sqft

Utilities, Heating & Cooling

Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	027947-5
Street Address	1946 MUTUAL UNION RD N
City	CABLE
State	OH
Zip	43009-9627
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RTS 00-00-00 __ VMS SMITH 4182
Legal Subdivision	VIRGINIA MILITARY SURVEY 4182
Jurisdiction	CHAMPAIGN OH
Township / Civil Division	WAYNE
Census Block Group	1
Census Block	1022
Census Tract	10100

Owner

Source: Champaign County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1946 MUTUAL UNION RD N, CABLE, OH 43009-9627
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2015	Deed of Trust, Mortgage · Line of Credit SECURITY NATIONAL BANK
Mar 20, 2006	Deed of Trust, Mortgage · Conventional Mortgage PERPETUAL FSB
Apr 4, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 1, 2019
Transfer Doc	00565/2031
Record Updated	Sep 20, 2026

April 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN OH
Property Address	1946 MUTUAL UNION RD N, CABLE, OH 43009-9627
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00530/3219
Date	Apr 3, 2015
Book Page	530/3219
Instrument	201500001214

Lender

Name	SECURITY NATIONAL BANK
Address	SPRINGFIELD, OH 45502

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 16, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN OH
Property Address	1946 MUTUAL UNION RD N, CABLE, OH 43009-9627
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00451/1484
Date	Mar 20, 2006
Book Page	451/1484
Instrument	200600001838

Lender

Name	PERPETUAL FSB
Address	120 N MAIN ST, URBANA, OH 43078

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2016

April 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHAMPAIGN OH
Recording Date	Apr 4, 2019
Property Address	1946 MUTUAL UNION RD N, CABLE, OH 43009-9627
Document Number	00565/2031
Book / Page	565 / 2031
Instrument Date	Apr 1, 2019
Instrument	201900001201
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1946 MUTUAL UNION RD N, CABLE, OH 43009-9627

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Champaign County
County Subdivision	Wayne Township
Unified School District	Triad Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,812.00 (+7.02%)	$117,310 (+28.1%) Land $19,950 Building $97,360	$335,170 (+28.1%) Land $57,000 Building $278,170
2024	$3,562.00 (-0.11%) Homeowner's exemption	$91,580 (-) Land $10,650 Building $80,930
2023	$3,566.00 (+0.14%) Homeowner's exemption	$91,580 (-) Land $10,650 Building $80,930	$261,650 (-) Land $30,420 Building $231,230
2022	$3,561.00 Homeowner's exemption	$91,580 Land $10,650 Building $80,930	$261,650 Land $30,420 Building $231,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Watch TV Fixed Wireless	400 / 40

May also be available: AT&T, T-Mobile.

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