Jefferson County property record for 1946 Masters Dr, Festus, MO 63028
| Property Type | Single Family Home |
|---|---|
| Details | 1,360 sqft · built 2017 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $279,500 (Mar 2017) |
| Tax Bill | $3,156 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 181.012.00005122 |
| Primary APN | 181.012.00005122 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,360 sqft Living Area |
| Gross Area | 1,804 sqft |
| 1st Floor Area | 360 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Bi-Level |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 13,939 sqft (0.32 acres) |
| Garage Type | Attached |
| Garage Area | 444 sqft |
| Total Buildings | 2 Buildings |
| Heating System | HVAC |
|---|
| Street Address | 1946 MASTERS DR |
|---|---|
| City | FESTUS |
| State | MO |
| Zip | 63028-5634 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TANGLEWOOD ESTS LOT 40C CONSOL LOT 40C |
| Legal Range | 5E |
| Legal Township | 40N |
| Legal Section | 12 |
| Legal Subdivision | TANGLEWOOD ESTS |
| Legal Block | 4 |
| Legal Lot Number | 40C |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | JOACHIM |
| Census Block Group | 4 |
| Census Block | 4027 |
| Census Tract | 700900 |
1946 Masters Dr is owned and occupied by two individuals who bought it in March 2017.
Source: Jefferson County records, as of August 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1946 MASTERS DR, FESTUS, MO 63028-5634 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 16, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST STATE COMMUNITY BANK |
| Sep 9, 2020 | Deed of Trust, Mortgage CALIBER HM LOANS |
| Mar 22, 2017 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage BUSEY BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 22, 2017 · Amount on File |
| Deed Sale | Mar 22, 2017 · Amount on File |
| Prior Sale | Sep 16, 2016 · Amount on File |
| Deed Document Number | 20178595 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 1946 MASTERS DR, FESTUS, MO 63028-5634 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1946 MASTERS DR, FESTUS, MO 63028-5634 |
| Document Number | 0000036689 |
|---|---|
| Date | Nov 16, 2022 |
| Instrument | 2022R-036689 |
| Name | FIRST STATE COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | FESTUS, MO 63028 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 1946 MASTERS DR, FESTUS, MO 63028-5634 |
| Document Number | 0000034425 |
| Instrument Date | Sep 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1946 MASTERS DR FESTUS MO 630285634, FESTUS, MO 63028-5634 |
| Document Number | 0000034425 |
|---|---|
| Date | Sep 16, 2020 |
| Instrument | 34425 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 15, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Mar 22, 2017 |
| Property Address | 1946 MASTERS DR, FESTUS, MO 63028-5634 |
| Document Number | 0000008595 |
| Instrument Date | Mar 15, 2017 |
| Instrument | 8595 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 17, 2018 |
| Title Company | HILLSBORO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1946 MASTERS DR FESTUS MO 63028, FESTUS, MO 63028 |
| Document Number | 8596 |
|---|---|
| Date | Mar 22, 2017 |
| Instrument | 8596 |
| Name | BUSEY BK |
|---|---|
| Type | Bank |
| Address | CHAMPAIGN, IL 61820 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 21, 2047 |
The 2025 property tax bill for 1946 Masters Dr was $3,156, up 5% from the year before.
Source: Jefferson County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Municipality | Festus City |
| Unified School District | Festus R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $57,500 (-) Land $8,800 Building $48,700 | $302,600 (-) Land $46,200 Building $256,400 | |
| 2025 | $3,156.00 (+4.99%) | $57,500 Land $8,800 Building $48,700 | $302,600 (-) Land $46,200 Building $256,400 |
| 2024 | $3,006.00 (+0.5%) | $302,600 (+8.42%) Land $46,200 Building $256,400 | |
| 2023 | $2,991.00 | $53,100 Land $8,800 Building $44,300 | $279,100 Land $46,200 Building $232,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1946 Masters Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1946 Masters Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FESTUS PWS serves 13,000 people · EPA ID MO6010276 |
|---|---|
| Water Source | Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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