Clay County property record for 1946 Holmes Cir, Fleming Island, FL 32003
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 2,946 sqft · built 2019 |
| Lot Size | 1.7 acres (74,095 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $856,200 (Oct 2019) |
| Tax Bill | $11,679 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Oct 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 29-04-26-021308-001-01 |
| Primary APN | 29-04-26-021308-001-01 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,946 sqft Living Area |
| Gross Area | 3,932 sqft |
| 1st Floor Area | 2,523 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Logs |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 74,095 sqft (1.7 acres) |
| Lot Width | 122 ft Width |
| Garage Type | Attached |
| Garage Area | 986 sqft |
| Porch | Finished/Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1946 HOLMES CIR |
|---|---|
| City | FLEMING ISLAND |
| State | FL |
| Zip | 32003-4420 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 THE PRESERVE ESTATES AS REC OR 4237 PG 1678 & 4947 PG 789 |
| Legal Range | 26E |
| Legal Township | 04S |
| Legal Section | 29 |
| Legal Subdivision | THE PRESERVE ESTATES |
| Legal Block | TR |
| Legal Lot Number | 1 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 30705 |
1946 Holmes Cir is owned by two individuals who bought it in October 2019.
Source: Clay County records, as of March 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 492 ANSLEY WALK TER NE, ATLANTA, GA 30309-2758 |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Oct 2, 2019 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage VYSTAR CU |
| Jan 28, 2019 | Warranty Deed, Transfer · Line of Credit BRANCH BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 2, 2019 · Amount on File |
| Deed Sale | Oct 2, 2019 · Amount on File |
| Prior Sale | Jan 28, 2019 · Amount on File |
| Deed Document Number | 201952908 |
| Deed Book / Page | 4237 / 1678 |
| Prior Transfer Date | Jan 23, 2019 |
| Prior Transfer Doc | 0041600201 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 1946 HOLMES CIR, FLEMING ISLAND, FL 32003-4420 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1946 HOLMES CIR, FLEMING ISLAND, FL 32003-4420 |
| Document Number | 0044371500 |
|---|---|
| Date | Apr 1, 2021 |
| Book Page | 4437/1500 |
| Instrument | 2021020094 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Oct 2, 2019 |
| Property Address | 1946 HOLMES CIR, FLEMING ISLAND, FL 32003-4420 |
| Document Number | 0042371678 |
| Book / Page | 004237 / 001678 |
| Instrument Date | Sep 30, 2019 |
| Instrument | 52908 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 13, 2019 |
| Title Company | ESTATE TITLE, ESTATE TITLE & TRUST |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,993.40 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1946 HOLMES CIR FLEMING ISLAND FL 320034420, FLEMING ISLAND, FL 32003-4420 |
| Document Number | 42371680 |
|---|---|
| Date | Oct 2, 2019 |
| Book Page | 004237/001680 |
| Instrument | 52909 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Jan 28, 2019 |
| Property Address | 1946 HOLMES CIR, FLEMING ISLAND, FL 32003-4420 |
| Document Number | 0041600201 |
| Book / Page | 004160 / 000201 |
| Instrument Date | Jan 23, 2019 |
| Instrument | 4663 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2019 |
| Title Company | LANDMARK TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $630.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 9995 GATE PKWY N #400 JACKSONVILLE FL 322461898, 400, JACKSONVILLE, FL 32246-1898 |
| Document Number | 41600202 |
|---|---|
| Date | Jan 28, 2019 |
| Book Page | 004160/000202 |
| Instrument | 4664 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | 200 W FORSYTH ST, JACKSONVILLE, FL 32202-4349 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 1946 Holmes Cir was $11,679, up 4.6% from the year before.
Source: Clay County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,679.00 (+4.62%) | $805,885 | $962,312 Land $400,000 Building $562,312 |
| 2024 | $11,163.00 (-0.95%) | ||
| 2023 | $11,270.00 (+3.94%) Homeowner's exemption | $760,363 (+3%) | $814,581 (+4.3%) Land $325,000 Building $489,581 |
| 2022 | $10,843.00 Homeowner's exemption | $738,217 | $780,963 Land $325,000 Building $455,963 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1946 Holmes Cir in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 4.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 147 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 147 in force |
| Nearby Flood Claims | 14 (2017–2025) |
| Claims Outside the SFHA | 3 of 14 |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1946 Holmes Cir is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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