1946 Edgewater Dr, Cincinnati, OH 45240 Property Records

Hamilton County property record for 1946 Edgewater Dr, Cincinnati, OH 45240

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,564 sqft · built 1968
Lot Size	0.298 acres (12,981 sqft)
Owner	2 Individual Names on Record
Last Sale	$233,000 (Feb 2022)
Tax Bill	$5,379 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Feb 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`590-0412-0315-00`

Property Details

APN / Parcel Number

Primary APN	`590-0412-0315-00`
Alternative APN	`0041417`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,564 sqft Living Area
Gross Area	2,656 sqft
1st Floor Area	892 sqft
2nd Floor Area	672 sqft
Basement Area	672 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Conventional
Exterior Material	Frame/Masonry
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	12,981 sqft (0.298 acres)
Lot Dimensions	185 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	1946 EDGEWATER DR
City	CINCINNATI
State	OH
Zip	45240-1518
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPUD
Legal Description	EDGEWATER DR 70 X 185 LOT 229 KEMPERMILL VILLAGE SUB BLK B PT 9
Legal Subdivision	KEMPERMILL VILLAGE SUB
Legal Block	B
Legal Lot Number	229
Jurisdiction	HAMILTON OH
Township / Civil Division	SPRINGFIELD
Census Block Group	1
Census Block	1010
Census Tract	21508

Owner

Source: Hamilton County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1946 EDGEWATER DR, CINCINNATI, OH 45240-1518
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2023	Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Feb 6, 2023	Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Feb 10, 2022	Limited Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE AFFINITY LLC
Sep 1, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2022 · Amount on Record
Deed Sale	Feb 10, 2022 · Amount on Record
Prior Sale	Sep 1, 2021 · Amount on Record
Deed Document Number	202214933
Deed Book / Page	14602 / 827
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1946 EDGEWATER DR, CINCINNATI, OH 45240-1518
Transaction Type	Mortgage
Record Updated	Aug 24, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1946 EDGEWATER DR, CINCINNATI, OH 45240-1518
Investor	Possibly a Property Investor

Mortgage

Document Number	0000052496
Date	Jul 28, 2023
Book Page	14967/241
Instrument	2023-0052496

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	344 Months
Due	Mar 1, 2052

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1946 EDGEWATER DR, CINCINNATI, OH 45240-1518
Transaction Type	Mortgage
Record Updated	Mar 28, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1946 EDGEWATER DR, CINCINNATI, OH 45240-1518
Investor	Possibly a Property Investor

Mortgage

Document Number	0000008740
Date	Feb 6, 2023
Book Page	14847/309
Instrument	2023-0008740

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Mar 1, 2052

February 2022: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 10, 2022
Property Address	1946 EDGEWATER DR, CINCINNATI, OH 45240-1518
Document Number	0000014933
Book / Page	14602 / 827
Map Reference	MB 137 PG 31&32
Instrument Date	Jan 10, 2022
Instrument	2022-0014933
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$699.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1946 EDGEWATER DR, CINCINNATI, OH 45240-1518
Investor	Possibly a Property Investor

Mortgage

Document Number	0000014934
Date	Feb 10, 2022
Instrument	2022-0014934

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 1, 2021
Property Address	1946 EDGEWATER DR, CINCINNATI, OH 45240-1518
Document Number	0000105742
Book / Page	14493 / 1977
Map Reference	MB 137 PG 31&32
Instrument Date	Aug 24, 2021
Instrument	2021-0105742
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Amount	Amount Recorded
Tax	$741.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4343 N SCOTTSDALE RD STE 390, 390, SCOTTSDALE, AZ 85251-3347
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Springfield Township
Unified School District	Northwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,379.00 (+2.38%)	$86,451 (+%) Land $15,068 Building $71,383	$247,000 (-) Land $43,050 Building $203,950
2024	$5,254.00 (+5.33%)	$86,449 (-) Land $15,067 Building $71,382
2023	$4,988.00 (+34.85%)	$86,449 (+68.21%) Land $15,067 Building $71,382	$247,000 (+68.21%) Land $43,050 Building $203,950
2022	$3,699.00 Homeowner's exemption	$51,394 Land $13,041 Building $38,353
2020			$146,840 Land $37,260 Building $109,580

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Feb 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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