1946 E Smithville Rd, Bloomington, IN 47401 Property Records

Monroe County property record for 1946 E Smithville Rd, Bloomington, IN 47401

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,116 sqft · built 1899
Lot Size0.6 acres (26,136 sqft)
OwnerIndividual Name on File
Last Sale$93,800 (Feb 2017)
Tax Bill$2,909 (2025)
Deeds & MortgagesAug 2006 Mortgage
Jun 2021 Transfer
+ 4 more
Flood ZoneZone X (minimal risk)
APN004-17370-00

Property Details

APN / Parcel Number

Primary APN004-17370-00
Alternative APN
  • 53-11-03-402-010.000-006

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area2,116 sqft Living Area
1st Floor Area2,116 sqft
AtticAttic
Attic Area256 sqft

Exterior

Year BuiltBuilt 1899
Effective Year BuiltEffective 1980
Construction TypeWood
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area26,136 sqft (0.6 acres)
Garage TypeDetached
Garage Area1,080 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number004-17370-00
Street Address1946 E SMITHVILLE RD
CityBLOOMINGTON
StateIN
Zip47401-9295
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR
Legal DescriptionLEONARDS LOT 3, LOT 1, LOT 4
Legal SubdivisionLEONARDS ADDITION
Legal Lot Number3,1,4
JurisdictionMONROE IN
Township / Civil DivisionCLEAR CREEK
Census Block Group3
Census Block3037
Census Tract1501

Owner

Source: Monroe County records · APN 004-17370-00

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1946 E SMITHVILLE RD, BLOOMINGTON, IN 47401-9295
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2006Deed of Trust, Mortgage · Conventional Mortgage
WILMINGTON FINANCE INC
Jun 04, 2021Intrafamily Transfer, Transfer
May 28, 2021Warranty Deed, Transfer · Conventional Mortgage
INDIANA UNIVERSITY CU
May 28, 2021Warranty Deed, Transfer · Conventional Mortgage
INDIANA UNIVERSITY CU
Feb 23, 2017Warranty Deed, Transfer
TIMOTHY CONNER ETAL
Feb 10, 2014Special Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 23, 2017 · Amount on Record
Deed SaleFeb 23, 2017 · Amount on Record
Prior SaleFeb 10, 2014 · Amount on Record
Deed Document Number20172489
Last Transfer DateMay 25, 2021
Transfer Doc2021010533
Record UpdatedSep 20, 2026

August 2006: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IN
Property Address1946 E SMITHVILLE RD, BLOOMINGTON, IN 47401-9295
Transaction TypeMortgage
Record UpdatedMay 15, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2006017198
DateAug 25, 2006
Instrument2006017198
Lender
NameWILMINGTON FINANCE INC
TypeFunding / Finance Company
AddressPLYMOUTH MEETING, PA 19462
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJul 01, 2036

June 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONROE IN
Recording DateJun 04, 2021
Property Address1946 E SMITHVILLE RD, BLOOMINGTON, IN 47401-9295
Document Number2021010533
Map ReferenceCAB B ENV 22
Instrument DateMay 25, 2021
Instrument2021010533
Transaction TypeTransfer
Record UpdatedMay 15, 2026

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1946 E SMITHVILLE RD, BLOOMINGTON, IN 47401-9295
InvestorPossibly a Property Investor

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE IN
Recording DateMay 28, 2021
Property Address1946 E SMITHVILLE RD, BLOOMINGTON, IN 47401-9295
Document Number2021010152
Map ReferenceCAB B ENV 22
Instrument DateMay 24, 2021
Instrument2021010152
Transaction TypeTransfer
Record UpdatedMay 15, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1946 E SMITHVILLE RD, BLOOMINGTON, IN 47401-9295
InvestorPossibly a Property Investor

Mortgage

Document Number2021010153
DateMay 28, 2021
Instrument2021010153
Lender
NameINDIANA UNIVERSITY CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE IN
Recording DateMay 28, 2021
Property Address1946 E SMITHVILLE RD, BLOOMINGTON, IN 47401-9295
Document Number2021010152
Map ReferenceCAB B ENV 22
Instrument DateMay 24, 2021
Instrument2021010152
Transaction TypeTransfer
Record UpdatedMay 12, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1946 E SMITHVILLE RD, BLOOMINGTON, IN 47401-9295
InvestorPossibly a Property Investor

Mortgage

Document Number2021010153
DateMay 28, 2021
Instrument2021010153
Lender
NameINDIANA UNIVERSITY CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE IN
Recording DateFeb 23, 2017
Property Address1946 E SMITHVILLE RD, BLOOMINGTON, IN 47401-9295
Document Number2017002489
Map ReferenceMB 13 PG 2
Instrument DateFeb 14, 2017
Instrument2017002489
Transaction TypeTransfer
Record UpdatedMay 15, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1946 E SMITHVILLE RD, BLOOMINGTON, IN 47401-9295

Mortgage

Document Number2017002490
DateFeb 23, 2017
Instrument2017002490
Lender
NameTIMOTHY CONNER ETAL
TypePrivate Party
Agreement
AmountAmount Recorded

February 2014: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMONROE IN
Recording DateFeb 10, 2014
Property Address1946 E SMITHVILLE RD, BLOOMINGTON, IN 47401-9295
Document Number2014001485
Map ReferenceMB2 PG13
Instrument DateNov 12, 2013
Instrument2014001485
Transaction TypeTransfer
Record UpdatedMay 15, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address1610 E SAINT ANDREW PL # PLB-150, PLB-150, SANTA ANA, CA 92705-4941

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 76, SMITHVILLE, IN 47458-0076
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIndiana
CountyMonroe County
County SubdivisionClear Creek Township
Unified School DistrictMonroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,909.00 (+4.79%)$195,500 (+10.95%) Land $42,600 Building $152,900$195,500 (+10.95%) Land $42,600 Building $152,900
2024$2,776.00 (+26.82%)
2023$176,200 (+16.84%) Land $34,100 Building $142,100$176,200 (+16.84%) Land $34,100 Building $142,100
2022$2,189.00$150,800 Land $29,800 Building $121,000$150,800 Land $29,800 Building $121,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (18105C), updated September 17, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 181050015013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2018 · other causes

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 123 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Smithville Holding Company
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemSOUTHERN MONROE WATER AUTHORITY
private · serves 8,877 people
Water SourcePurchased surface water from CITY OF BLOOMINGTON UTILITIES
Last State InspectionFeb 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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