1946 E Palo Verde Dr, Phoenix, AZ 85016 Property Records

Maricopa County property record for 1946 E Palo Verde Dr, Phoenix, AZ 85016

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,869 sqft · built 1953
Lot Size	0.227 acres (9,914 sqft)
Owner	Individual Name on Record
Last Sale	$380,000 (Jan 2020)
Tax Bill	$4,353 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`164-49-082`

Property Details

APN / Parcel Number

Primary APN	`164-49-082`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,869 sqft Living Area
1st Floor Area	1,869 sqft

Exterior

Year Built	Built 1953
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	9,914 sqft (0.227 acres)
Parking Spaces	1 Parking Space
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	1946 E PALO VERDE DR
City	PHOENIX
State	AZ
Zip	85016-2628
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	WRIGLEY TERRACE PLAT 3
Legal Range	03E
Legal Township	02N
Legal Section	15
Legal Quarter	NW
Quarter-Quarter Section	NE
Legal Subdivision	WRIGLEY TERRACE PLAT 3
Legal Lot Number	50
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	6
Census Block	6000
Census Tract	107700

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1946 E PALO VERDE DR, PHOENIX, AZ 85016-2628
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2021	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Mar 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Apr 20, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage LOWER LLC
Jan 31, 2020	Warranty Deed, Transfer · Conventional Mortgage NATIONAL BANK OF KANSAS CITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2020 · Amount on Record
Deed Sale	Jan 31, 2020 · Amount on Record
Prior Sale	Jan 31, 2020
Deed Document Number	0000088521
Last Transfer Date	Apr 20, 2022
Transfer Doc	0000348100
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1946 E PALO VERDE DR, PHOENIX, AZ 85016-2628
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1946 E PALO VERDE DR, PHOENIX, AZ 85016-2628

Mortgage

Document Number	0000431825
Date	Apr 19, 2021
Instrument	20210431825

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	May 10, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1946 E PALO VERDE DR, PHOENIX, AZ 85016-2628
Transaction Type	Mortgage
Record Updated	Mar 24, 2026
Title Company	SECURITY TITLE COMPANY, SECURITY TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1946 E PALO VERDE DR, PHOENIX, AZ 85016-2628

Mortgage

Document Number	0000326853
Date	Mar 24, 2021
Instrument	20210326853

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1946 E PALO VERDE DR, PHOENIX, AZ 85016-2628
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	194 6 E PALO VERDE DR, PHOENIX, AZ 85016

Mortgage

Document Number	0000079216
Date	Jan 27, 2022
Instrument	20220079216

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Nov 1, 2051

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Apr 20, 2022
Property Address	1946 E PALO VERDE DR, PHOENIX, AZ 85016-2628
Document Number	0000348100
Map Reference	MB 53 PG 45
Instrument Date	Apr 15, 2022
Instrument	20220348100
Transaction Type	Transfer
Record Updated	Mar 24, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1946 E PALO VERDE DR, PHOENIX, AZ 85016-2628

Mortgage

Document Number	0000348101
Date	Apr 20, 2022
Instrument	20220348101

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Mortgage

Document Number	0000348102
Date	Apr 20, 2022
Instrument	20220348102

Lender

Name	LOWER LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21046

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	May 25, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jan 31, 2020
Property Address	1946 E PALO VERDE DR, PHOENIX, AZ 85016-2628
Document Number	0000088521
Map Reference	MB 53 PG 45
Instrument Date	Jan 30, 2020
Instrument	20200088521
Transaction Type	Transfer
Record Updated	Aug 9, 2022
Title Company	OLD REPUBLIC TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 15543, PHOENIX, AZ 85060-5543

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1946 E PALO VERDE DR, PHOENIX, AZ 85016-2628

Mortgage

Document Number	0000088523
Date	Jan 31, 2020
Instrument	20200088523

Lender

Name	NATIONAL BANK OF KANSAS CITY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Elementary School District	Madison Elementary District (PK - 08)
Secondary School District	Phoenix Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$64,450 (-0.62%)	$644,500 (-0.62%) Land $128,900 Building $515,600
2025	$4,353.00 (+8.31%)
2024		$64,850	$648,500 Land $129,700 Building $518,800
2023	$4,019.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
Verizon Fixed Wireless	300 / 20
AirFiber WISP Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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