Maricopa County property record for 1946 E del Rio St, Gilbert, AZ 85295
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,574 sqft · built 2004 |
| Lot Size | 0.06 acres (2,649 sqft) |
| Owner | Individual Name on File |
| Last Sale | $417,000 (Jul 2023) |
| Tax Bill | $1,251 (2025) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Nov 2021 Mortgage + 4 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 309-32-102 |
| Primary APN | 309-32-102 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,574 sqft Living Area |
| 1st Floor Area | 851 sqft |
| 2nd Floor Area | 723 sqft |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Concrete Tile |
| Lot Area | 2,649 sqft (0.06 acres) |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 150 sqft |
| Cooling System | Refrigeration |
|---|---|
| Heating System | HVAC |
| Street Address | 1946 E DEL RIO ST |
|---|---|
| City | GILBERT |
| State | AZ |
| Zip | 85295-5170 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | FINCHER CREEK FINAL PLAT MCR 648-12 |
| Legal Range | 06E |
| Legal Township | 01S |
| Legal Section | 28 |
| Legal Quarter | NW |
| Quarter-Quarter Section | SE |
| Legal Subdivision | FINCHER CREEK FINAL PLAT |
| Legal Lot Number | 102 |
| Jurisdiction | MARICOPA AZ |
| Township / Civil Division | CHANDLER |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 814600 |
Source: Maricopa County records · APN 309-32-102
Assessment roll updated January 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1946 E DEL RIO ST, GILBERT, AZ 85295-5170 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 27, 2023 | Warranty Deed, Transfer · Conventional Mortgage FIRST HORIZON BANK |
| Nov 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Apr 20, 2021 | Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Aug 28, 2020 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Jul 15, 2019 | Deed of Trust, Mortgage · VA Mortgage USAA |
| Oct 11, 2018 | Warranty Deed, Transfer · VA Mortgage USAA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 27, 2023 · Amount on Record |
| Deed Sale | Jul 27, 2023 · Amount on Record |
| Prior Sale | Apr 20, 2021 · Amount on Record |
| Deed Document Number | 20230390815 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Jul 27, 2023 |
| Property Address | 1946 E DEL RIO ST, GILBERT, AZ 85295-5170 |
| Document Number | 0000390815 |
| Map Reference | MB 648 PG 12 |
| Instrument Date | Jul 14, 2023 |
| Instrument | 20230390815 |
| Transaction Type | Transfer |
| Record Updated | Aug 04, 2023 |
| Title Company | MAGNUS TITLE AGENCY, MAGNUS TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1946 E DEL RIO ST, GILBERT, AZ 85295-5170 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 1946 EAST DEL RIO STREET, GILBERT, AZ 85295-5170 |
| Document Number | 0000390816 |
|---|---|
| Date | Jul 27, 2023 |
| Instrument | 20230390816 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 1946 E DEL RIO ST, GILBERT, AZ 85295-5170 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2021 |
| Title Company | NAVI TITLE AGCY, NAVI TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 1946 E DEL RIO ST, GILBERT, AZ 85295-5170 |
| Document Number | 0001206028 |
|---|---|
| Date | Nov 10, 2021 |
| Instrument | 20211206028 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Apr 20, 2021 |
| Property Address | 1946 E DEL RIO ST, GILBERT, AZ 85295-5170 |
| Document Number | 0000441473 |
| Map Reference | MB 648 PG 12 |
| Instrument Date | Apr 12, 2021 |
| Instrument | 20210441473 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | SECURITY TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1395 WOODPECKER WAY, 1395, PRESCOTT, AZ 86305-4062 |
| Name | Verified Name |
|---|---|
| Address | 1946 E DEL RIO ST, GILBERT, AZ 85295-5170 |
| Investor | Possibly a Property Investor |
| Document Number | 0000441474 |
|---|---|
| Date | Apr 20, 2021 |
| Instrument | 20210441474 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 1946 E DEL RIO ST, GILBERT, AZ 85295-5170 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1946 E DEL RIO ST, GILBERT, AZ 85295-5170 |
| Document Number | 0000797292 |
|---|---|
| Date | Aug 28, 2020 |
| Instrument | 20200797292 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 1946 E DEL RIO ST, GILBERT, AZ 85295-5170 |
| Document Number | 0000547490 |
| Instrument Date | Jul 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2019 |
| Title Company | EQUITY TITLE COMPANY, EQUITY TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 1946 E DEL RIO ST GILBERT AZ 852955170, GILBERT, AZ 85295-5170 |
| Document Number | 0000547490 |
|---|---|
| Date | Jul 19, 2019 |
| Instrument | 547490 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 18, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Oct 11, 2018 |
| Property Address | 1946 E DEL RIO ST, GILBERT, AZ 85295-5170 |
| Document Number | 0000762105 |
| Instrument Date | Oct 05, 2018 |
| Instrument | 762105 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2018 |
| Title Company | EQUITY TITLE COMPANY, EQUITY TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $255.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1946 E DEL RIO ST GILBERT AZ 852955170, GILBERT, AZ 85295-5170 |
| Document Number | 762106 |
|---|---|
| Date | Oct 11, 2018 |
| Instrument | 762106 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 10, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2% |
Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Gilbert Town |
| Unified School District | Gilbert Unified District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $34,960 (-4.43%) | $349,600 (-4.43%) Land $69,900 Building $279,700 | |
| 2025 | $1,251.00 (+3.13%) | ||
| 2024 | $36,580 (+22.63%) | $365,800 (+22.63%) Land $73,100 Building $292,700 | |
| 2023 | $1,213.00 (+3.15%) | $29,830 Land $5,960 Building $23,870 | $298,300 Land $59,600 Building $238,700 |
| 2022 | $1,176.00 |
Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), as of October 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 040138146002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 98% of the US · lower than 99.6% of Arizona |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber | 8,000 / 8,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 500 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 675 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system AZ0407092, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF GILBERT serves 247,600 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | Treatment report not submitted Oct 2017 |
| Monitoring and Reporting | 53 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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