Adams County property record for 1946 Cathay St, Aurora, CO 80011
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,380 sqft · built 1982 |
| Lot Size | 0.139 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $440,000 (Mar 2023) |
| Tax Bill | $922 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Mar 2023 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R0086657 |
| Primary APN | R0086657 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,380 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,098 sqft (0.139 acres) |
| Lot Dimensions | 80 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 150 sqft |
| Cooling System | Evaporative |
|---|---|
| Heating System | Forced Air |
| Account Number | R0086657 |
|---|---|
| Old Parcel Number | 182134306005 |
| Street Address | 1946 CATHAY ST |
| City | AURORA |
| State | CO |
| Zip | 80011-5233 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUB:AURORA CASCADES SUBDIVISION FILING 2 BLK:9 LOT:5 |
| Legal Range | 66W |
| Legal Township | 03S |
| Legal Section | 34 |
| Legal Quarter | SE |
| Legal Subdivision | AURORA CASCADES SUBDIVISION FILING 2 |
| Legal Block | 9 |
| Legal Lot Number | 5 |
| Jurisdiction | ADAMS CO |
| Township / Civil Division | NORTH AURORA |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 8355 |
1946 Cathay St is owned and occupied by an individual who bought it in March 2023.
Source: Adams County records, as of February 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1946 CATHAY ST, AURORA, CO 80011-5233 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 2, 2021 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCING CORP |
| Mar 17, 2023 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) NATIONS LENDING CORP |
| Mar 17, 2023 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) NATIONS LENDING CORP |
| Mar 17, 2023 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) NATIONS LENDING CORP |
| Mar 17, 2023 | Warranty Deed, Transfer · Conventional Mortgage NATIONS LENDING CORP |
| Jan 20, 2023 | Warranty Deed, Transfer FIRST AMERICAN TITLE |
| Nov 6, 2019 | Loan Modification, Mortgage NOT AVAILABLE |
| Oct 18, 2019 | Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCING CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 17, 2023 · Amount on File |
| Deed Sale | Mar 17, 2023 · Amount on File |
| Prior Sale | Jan 20, 2023 · Amount on File |
| Deed Document Number | 2023000014222 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS CO |
| Property Address | 1946 CATHAY ST, AURORA, CO 80011-5233 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Title Company | FITCO |
| Name | Verified Name |
|---|
| Document Number | 0000080198 |
|---|---|
| Date | Jul 2, 2021 |
| Instrument | 2021000080198 |
| Name | AMERICAN FINANCING CORP |
|---|---|
| Type | Lending Institution |
| Address | AURORA, CO 80014 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS CO |
| Property Address | 1946 CATHAY ST, AURORA, CO 80011-5233 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 1774 KINGSTON ST, AURORA, CO 80010-2508 |
| Document Number | 0000014224 |
|---|---|
| Date | Mar 17, 2023 |
| Instrument | 2023000014224 |
| Name | NATIONS LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS CO |
| Property Address | 1946 CATHAY ST, AURORA, CO 80011-5233 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 1774 KINGSTON ST, AURORA, CO 80010-2508 |
| Document Number | 0000014224 |
|---|---|
| Date | Mar 17, 2023 |
| Instrument | 2023000014224 |
| Name | NATIONS LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS CO |
| Property Address | 1946 CATHAY ST, AURORA, CO 80011-5233 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2024 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 1774 KINGSTON ST, AURORA, CO 80010-2508 |
| Document Number | 0000014224 |
|---|---|
| Date | Mar 17, 2023 |
| Instrument | 2023000014224 |
| Name | NATIONS LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ADAMS CO |
| Recording Date | Mar 17, 2023 |
| Property Address | 1946 CATHAY ST, AURORA, CO 80011-5233 |
| Document Number | 0000014222 |
| Instrument Date | Feb 22, 2023 |
| Instrument | 2023000014222 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $44.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1946 CATHAY ST, AURORA, CO 80011-5233 |
| Document Number | 0000014223 |
|---|---|
| Date | Mar 17, 2023 |
| Instrument | 2023000014223 |
| Name | NATIONS LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | INDEPENDENCE, OH 44131 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ADAMS CO |
| Recording Date | Jan 20, 2023 |
| Property Address | 1946 CATHAY ST, AURORA, CO 80011-5233 |
| Document Number | 0000003879 |
| Instrument Date | Jan 12, 2023 |
| Instrument | 2023000003879 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $38.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662 |
| Investor | Possibly a Property Investor |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ADAMS CO |
| Property Address | 1946 CATHAY ST, AURORA, CO 80011-5233 |
| Document Number | 0000107718 |
| Instrument Date | Nov 6, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ADAMS CO |
| Recording Date | Oct 18, 2019 |
| Property Address | 1946 CATHAY ST, AURORA, CO 80011-5233 |
| Document Number | 0000089591 |
| Instrument Date | Oct 15, 2019 |
| Instrument | 2019000089591 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2022 |
| Title Company | HERITAGE TITLE CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $31.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 1946 CATHAY ST, AURORA, CO 80011-5233 |
| Document Number | 0000089592 |
|---|---|
| Date | Oct 18, 2019 |
| Instrument | 2019000089592 |
| Name | AMERICAN FINANCING CORP |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Number | 0000089593 |
|---|---|
| Date | Oct 18, 2019 |
| Instrument | 2019000089593 |
| Name | COLORADO HOUSING & FINANCE AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | DENVER, CO 80202 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
The 2025 property tax bill for 1946 Cathay St was $922.
Source: Adams County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Colorado |
| County | Adams County |
| Municipality | Aurora City |
| Unified School District | Adams-Arapahoe School District 28J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $922.00 | $25,940 Land $5,380 Building $20,560 | $415,000 Land $86,000 Building $329,000 |
| 2023 | $3,434.00 (+11.82%) | $30,510 (+12.87%) Land $5,070 Building $25,440 | $451,000 (+15.95%) Land $75,000 Building $376,000 |
| 2022 | $3,071.00 | $27,030 Land $10,420 Building $16,610 | $388,970 Land $150,000 Building $238,970 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1946 Cathay St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1946 Cathay St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF AURORA serves 533,407 people · EPA ID CO0103005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
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