Lincoln County property record for 1946 Cardinal Loop, Stanley, NC 28164 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1979 |
| Square Footage | 1,850 sqft Living Area |
| Lot Size | 26,528 sqft (0.609 acres) |
| Pool | 288 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $3,377.00 (2025) |
Source: Lincoln County records · APN 4601-12-4036
Assessment roll updated August 12, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1946 CARDINAL LOOP, STANLEY, NC 28164-7786 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 24, 2023 | Deed of Trust, Mortgage · Veterans Administration Mortgage MILEND INC |
| Aug 23, 2022 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| Sep 30, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| Nov 30, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage THE FEDERAL SAVINGS BANK |
| Feb 01, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage FEDERAL SVGS BK |
| May 02, 2019 | Quit Claim Deed, Mortgage · Veterans Administration Mortgage FEDERAL SVGS BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 02, 2019 |
| Deed Sale | May 02, 2019 |
| Prior Sale | Apr 19, 2007 · Amount on Record |
| Deed Doc Number | 2019591987 |
| Deed Book / Page | 2813 / 266 |
| Prior Transfer Date | Apr 25, 2019 |
| Prior Transfer Doc | 28130266 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 1946 CARDINAL LOOP, STANLEY, NC 28164-7786 |
| Transaction Type | Mortgage |
| Record Updated | Nov 09, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1946 CARDINAL LOOP, STANLEY, NC 28164-7786 |
| Document Number | 0003284797 |
|---|---|
| Date | Oct 24, 2023 |
| Book Page | 3284/797 |
| Instrument | 673382 |
| Name | MILEND INC |
|---|---|
| Type | Mortgage Company |
| Address | ALPHARETTA, GA 30009 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 1946 CARDINAL LOOP, STANLEY, NC 28164-7786 |
| Transaction Type | Mortgage |
| Record Updated | Sep 09, 2022 |
| Title Company | INSPIRE CLOSINGS SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0003190653 |
|---|---|
| Date | Aug 23, 2022 |
| Book Page | 3190/653 |
| Instrument | 656755 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 1946 CARDINAL LOOP, STANLEY, NC 28164-7786 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 3090637 |
|---|---|
| Date | Sep 30, 2021 |
| Book Page | 3090/637 |
| Instrument | 639810 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 351 Months |
| Due | Dec 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 1946 CARDINAL LOOP, STANLEY, NC 28164-7786 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2979511 |
|---|---|
| Date | Nov 30, 2020 |
| Book Page | 2979/511 |
| Instrument | 620752 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60607 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 1946 CARDINAL LOOP, STANLEY, NC 28164-7786 |
| Document Number | 2880989 |
| Instrument Date | Feb 01, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 946 CARDINAL LOOP STANLEY NC 28164, STANLEY, NC 28164 |
| Document Number | 2880989 |
|---|---|
| Date | Feb 06, 2020 |
| Book Page | 002880/000989 |
| Instrument | 604167 |
| Name | FEDERAL SVGS BK |
|---|---|
| Type | Federal Savings Bank (FSB) |
| Address | CHICAGO, IL 60607 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 05, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | May 02, 2019 |
| Property Address | 1946 CARDINAL LOOP, STANLEY, NC 28164-7786 |
| Document Number | 2813266 |
| Book / Page | 002813 / 000266 |
| Instrument Date | Apr 25, 2019 |
| Instrument | 591987 |
| Transaction Type | Mortgage |
| Record Updated | May 09, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1946 CARDINAL LOOP STANLEY NC 281647786, STANLEY, NC 28164-7786 |
| Document Number | 2813270 |
|---|---|
| Date | May 02, 2019 |
| Book Page | 002813/000270 |
| Instrument | 591988 |
| Name | FEDERAL SVGS BK |
|---|---|
| Type | Federal Savings Bank (FSB) |
| Address | CHICAGO, IL 60607 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2049 |
Source: Lincoln County records · Assessment roll updated August 12, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,377.00 (+1.02%) | $536,070 (-) Land $50,000 Building $486,070 | $536,070 (-) Land $50,000 Building $486,070 |
| 2023 | $3,343.00 | $536,070 Land $50,000 Building $486,070 | $536,070 Land $50,000 Building $486,070 |
Source: FEMA National Flood Hazard Layer, Lincoln County (37109C), updated January 21, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 3,030 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 4601-12-4036 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,850 sqft Living Area |
| Basement Area | 1,850 sqft Basement |
| Finished Basement | 1,517 sqft Finished |
| Unfinished Basement | 333 sqft Unfinished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Ranch Style |
| Exterior Material | Brick Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Lot Area | 26,528 sqft (0.609 acres) |
| Pool Area | 288 sqft Pool |
| Storage Building | 130 sqft Storage Building |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Account Number | 193825 |
|---|---|
| Street Address | 1946 CARDINAL LOOP |
| City | STANLEY |
| State | NC |
| Zip | 28164-7786 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOWES DEV OFF HWY16 |
| Legal Tract | 1 |
| Jurisdiction | LINCOLN NC |
| Minor Civil Division | CATAWBA SPRINGS |
| Census Blockgroup | 3 |
| Census Block | 3023 |
| Census Tract | 71102 |
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