19456 Blue Lake Loop, Bend, OR 97702 Property Records

Deschutes County property record for 19456 Blue Lake Loop, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,236 sqft · built 2003
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$662,000 (Mar 2020)
Tax Bill	$6,358 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Jan 2017 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`181112 AA 09400`

Property Details

APN / Parcel Number

Primary APN	`181112 AA 09400`
Alternative APNs	`R1001181112AA09400` `205796`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,236 sqft Living Area
1st Floor Area	1,243 sqft
2nd Floor Area	993 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Architectural Style	Split Level
Lot Area	4,792 sqft (0.11 acres)
Garage Type	Mixed
Garage Area	572 sqft
Deck Area	152 sqft

Location & Zoning

Account Number	205796
Old Parcel Number	R1001181112AA09400
Street Address	19456 BLUE LAKE LOOP
City	BEND
State	OR
Zip	97702-1941
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GI
Legal Description	LOT:74 SUBD:PARKS AT BROKEN TOP PHASE 2 SEC/TWN/RNG/MER:SEC 12 TWN 18 RNG 11 MAP REF:181112-AA
Legal Range	11E
Legal Township	18S
Legal Section	12
Legal Quarter	NE
Quarter-Quarter Section	NE
Legal Subdivision	PARKS AT BROKEN TOP PHASE 2
Legal Lot Number	74
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1012
Census Tract	1401

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	19456 BLUE LAKE LOOP, BEND, OR 97702-1941
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jan 9, 2017	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK
Jan 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage GENEVA FINANCIAL LLC
Mar 9, 2020	Warranty Deed, Transfer · Conventional Mortgage GENEVA FINANCIAL LLC
Aug 16, 2018	Loan Modification, Mortgage · Conventional Mortgage UMPQUA BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2020 · Amount on Record
Deed Sale	Mar 9, 2020 · Amount on Record
Prior Sale	May 1, 2013 · Amount on Record
Deed Document Number	2020-10695
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	19456 BLUE LAKE LOOP, BEND, OR 97702-1941
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030605
Date	Dec 13, 2023
Instrument	2023-30605

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 28, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	19456 BLUE LAKE LOOP, BEND, OR 97702-1941
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000833
Date	Jan 9, 2017
Instrument	2017-00833

Lender

Name	UMPQUA BANK
Type	Bank
Address	BEND, OR 97702

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 29, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	19456 BLUE LAKE LOOP, BEND, OR 97702-1941
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTERN TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000340
Date	Jan 4, 2021
Instrument	2021-00340

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company
Address	CHANDLER, AZ 85248

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Mar 9, 2020
Property Address	19456 BLUE LAKE LOOP, BEND, OR 97702-1941
Document Number	0000010695
Map Reference	CAB F PG 13
Instrument Date	Mar 4, 2020
Instrument	2020-10695
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	19456 BLUE LAKE LOOP, BEND, OR 97702-1941

Mortgage

Document Number	0000010696
Date	Mar 9, 2020
Instrument	2020-10696

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DESCHUTES OR
Property Address	19456 BLUE LAKE LOOP, BEND, OR 97702-1941
Document Number	0000033663
Instrument Date	Aug 16, 2018
Transaction Type	Mortgage
Record Updated	Aug 29, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19456 BLUE LAKE LOOP BEND OR 977021941, BEND, OR 97702-1941

Mortgage

Document Number	0000033663
Date	Aug 17, 2018
Instrument	33663

Lender

Name	UMPQUA BK
Type	Bank
Address	BEND, OR 97702

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,358.00 (+3.94%)	$376,320 (+3%)	$971,560 (-4.43%) Land $333,500 Building $638,060
2024	$6,117.00 (+7.88%)	$365,360 (+3%)	$1,016,640 (-) Land $264,150 Building $752,490
2023	$5,670.00	$354,720	$1,016,640 Land $264,150 Building $752,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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