Saginaw County property record for 19454 W Kramer Rd, Henderson, MI 48841 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 1900 |
| Square Footage | 1,867 sqft Living Area |
| Lot Size | 72,745 sqft (1.67 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $332.00 (2025) |
| Primary APN | 12-09-1-25-4005-000 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,867 sqft Living Area |
| 1st Floor | 1,131 sqft 1st Floor |
| Basement Area | 736 sqft Basement |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 72,745 sqft (1.67 acres) |
| Heating System | Forced Air with Air Conditioning Heating |
|---|
| Street Address | 19454 W KRAMER RD |
|---|---|
| City | HENDERSON |
| State | MI |
| Zip | 48841-9504 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | E 330 FT OF W 760 FT OF S 220 FT OF SW 1/4 OF SE 1/4 1.67 ACRES SEC 25 T9N R1E |
| Legal Range | 01E |
| Legal Township | 09N |
| Legal Section | 25 |
| Jurisdiction | SAGINAW MI |
| Minor Civil Division | CHAPIN |
| Census Blockgroup | 2 |
| Census Block | 2053 |
| Census Tract | 12500 |
Source: Saginaw County records · APN 12-09-1-25-4005-000
Assessment roll updated September 9, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 19454 W KRAMER RD, HENDERSON, MI 48841-9504 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Feb 17, 2026 | Intrafamily Transfer, Transfer |
| Oct 20, 2023 | Intrafamily Transfer, Transfer |
| Oct 22, 2021 | Intrafamily Transfer, Transfer MICHIGAN LAND TITLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Oct 16, 2023 |
| Transfer Doc | 0000023141 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Feb 17, 2026 |
| Property Address | 19454 W KRAMER RD, HENDERSON, MI 48841-9504 |
| Document Number | 0000003157 |
| Instrument Date | Feb 17, 2026 |
| Instrument | 2026003157 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 19454 W KRAMER RD, HENDERSON, MI 48841-9504 |
| Name | Verified Name |
|---|---|
| Address | 19454 W KRAMER RD, HENDERSON, MI 48841-9504 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Oct 20, 2023 |
| Property Address | 19454 W KRAMER RD, HENDERSON, MI 48841-9504 |
| Document Number | 0000023141 |
| Instrument Date | Oct 19, 2023 |
| Instrument | 2023023141 |
| Transaction Type | Transfer |
| Record Updated | Nov 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 19454 W KRAMER RD, HENDERSON, MI 48841-9504 |
| Name | Verified Name |
|---|---|
| Address | 19454 W KRAMER RD, HENDERSON, MI 48841-9504 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Oct 22, 2021 |
| Property Address | 19454 W KRAMER RD, HENDERSON, MI 48841-9504 |
| Document Number | 0000034021 |
| Instrument Date | Oct 19, 2021 |
| Instrument | 2021034021 |
| Transaction Type | Transfer |
| Record Updated | Nov 07, 2023 |
| Title Company | MICHIGAN LAND TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 19454 W KRAMER RD, HENDERSON, MI 48841-9504 |
Source: Saginaw County records · Assessment roll updated September 9, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Chapin Township |
| Unified School District | Chesaning Union Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $61,000 (+15.09%) | $122,000 (+15.09%) | |
| 2025 | $332.00 (-80.45%) | $53,000 (-5.36%) | $106,000 (-5.36%) |
| 2024 | $1,698.00 (+12.38%) | ||
| 2023 | $56,000 (+22.54%) | $112,000 (+22.54%) | |
| 2022 | $1,511.00 (+8.55%) | $45,700 | $91,400 |
| 2021 | $1,392.00 |
Source: FEMA National Flood Hazard Layer, Saginaw County (26145C), updated March 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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