19454 W Campbell Rd, Bend, OR 97702 Property Records

Deschutes County property record for 19454 W Campbell Rd, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,499 sqft · built 1972
Lot Size	0.48 acres (20,909 sqft)
Owner	Owner Name on File
Last Sale	$599,000 (Aug 2005)
Tax Bill	$6,984 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Mar 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`181112 DB 02101`

Property Details

APN / Parcel Number

Primary APN	`181112 DB 02101`
Alternative APNs	`R1001181112DB02101` `117503`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,499 sqft Living Area
1st Floor Area	2,612 sqft
2nd Floor Area	1,424 sqft
Attic Area	288 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Architectural Style	Other
Lot Area	20,909 sqft (0.48 acres)
Garage Type	Mixed
Garage Area	805 sqft

Exterior Amenities

Deck Area	232 sqft
Shed	1 Shed
Shed Area	81 sqft
Total Buildings	2 Buildings

Location & Zoning

Account Number	117503
Old Parcel Number	R1001181112DB02101
Street Address	19454 W CAMPBELL RD
City	BEND
State	OR
Zip	97702-1964
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:4 BLK:4 SUBD:FIRST ON THE HILL SITES SEC/TWN/RNG/MER:SEC 12 TWN 18 RNG 11 MAP REF:181112-DB
Legal Range	11E
Legal Township	18S
Legal Section	12
Legal Quarter	SE
Quarter-Quarter Section	NW
Legal Subdivision	FIRST ON THE HILL SITES
Legal Block	4
Legal Lot Number	4
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1017
Census Tract	1401

Owner

The current owner of 19454 W Campbell Rd acquired it in September 2011.

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Owner Name on File
Mailing Address	19454 W CAMPBELL RD, BEND, OR 97702-1964
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2024	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK
Mar 22, 2021	Deed of Trust, Mortgage · Line of Credit FIRST INTERSTATE BANK
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Nov 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 15, 2020	Deed of Trust, Mortgage · Line of Credit U.S. BANK NATIONAL ASSOCIATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2005 · Amount on File
Deed Sale	Aug 19, 2005 · Amount on File
Prior Sale	Sep 13, 2010
Deed Document Number	0000055021
Last Transfer Date	Sep 28, 2011
Transfer Doc	0000034075
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	19454 W CAMPBELL RD, BEND, OR 97702-1964
Transaction Type	Mortgage
Record Updated	Apr 16, 2024
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008378
Date	Apr 8, 2024
Instrument	2024-08378

Lender

Name	UMPQUA BANK
Type	Bank
Address	ROSEBURG, OR 97470

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	19454 W CAMPBELL RD, BEND, OR 97702-1964
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017994
Date	Mar 22, 2021
Instrument	2021-17994

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	BEND, OR 97701

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 17, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	19454 W CAMPBELL RD, BEND, OR 97702-1964
Transaction Type	Mortgage
Record Updated	Mar 17, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011658
Date	Feb 24, 2021
Instrument	2021-11658

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	19454 W CAMPBELL RD, BEND, OR 97702-1964
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042938
Date	Nov 5, 2019
Instrument	2019-42938

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	19454 W CAMPBELL RD, BEND, OR 97702-1964
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021933
Date	May 15, 2020
Instrument	2020-21933

Lender

Name	U.S. BANK NATIONAL ASSOCIATION
Type	Non-Lending Institution
Address	OSHKOSH, WI 54902

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Apr 29, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 19454 W Campbell Rd was $6,984, up 7.7% from the year before.

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,984.00 (+7.73%)	$413,380 (+6.75%)	$1,275,520 (+4.08%) Land $534,500 Building $741,020
2024	$6,483.00 (+7.87%)	$387,230 (+3%)	$1,225,530 (-3.14%) Land $534,500 Building $691,030
2023	$6,010.00	$375,960	$1,265,320 Land $534,500 Building $730,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19454 W Campbell Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 19454 W Campbell Rd is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 83% of Oregon
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Verizon.

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