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1945 Williams St, Sturgis, SD 57785 Property Records

Meade County property record for 1945 Williams St, Sturgis, SD 57785

Property Summary

Property TypeSingle Family Home
Details4 bd · built 1940
Lot Size0.28 acres (12,197 sqft)
OwnerIndividual Name on File
Tax Bill$2,700 (2025)
Deeds & MortgagesJul 2021 Mortgage
May 2025 Sale & Line of Credit
Flood ZoneZone AO (high risk)
APN01.51.26.11

Property Details

APN / Parcel Number

Primary APN01.51.26.11

Interior

Bedrooms4 Beds

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Lot Area12,197 sqft (0.28 acres)

Location & Zoning

Street Address1945 WILLIAMS ST
CitySTURGIS
StateSD
Zip57785-1144
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionASH'S EXT LOT 11-12A BLK 26
Legal SubdivisionASHS EXTENSION
Legal Block26
Legal Lot Number11-12A
JurisdictionMEADE SD
Township / Civil DivisionSTURGIS
Census Block Group4
Census Block4047
Census Tract20402

Owner

Source: Meade County records · APN 01.51.26.11

Assessment roll updated March 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1945 WILLIAMS ST, STURGIS, SD 57785-1144
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 07, 2021Deed of Trust, Mortgage · Conventional Mortgage
GATEWAY MORTGAGE GROUP INC
May 02, 2025Warranty Deed, Transfer · Line of Credit
PROVISOR INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMEADE SD
Property Address1945 WILLIAMS ST, STURGIS, SD 57785-1144
Transaction TypeMortgage
Record UpdatedJan 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number00948/1712
DateJul 07, 2021
Book Page948/1712
Instrument21005093
Lender
NameGATEWAY MORTGAGE GROUP INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2051
Interest
Rate TypeFixed Rate

May 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMEADE SD
Recording DateMay 02, 2025
Property Address1945 WILLIAMS ST, STURGIS, SD 57785-1144
Document Number000993/298
Book / Page993 / 298
Instrument DateMay 02, 2025
Instrument25002369
Transaction TypeTransfer
Record UpdatedJan 16, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$280.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1945 WILLIAMS ST, STURGIS, SD 57785-1144

Transferred To (Grantee/Buyer)

NameVerified Name
Address1945 WILLIAMS ST, STURGIS, SD 57785-1144

Mortgage

Document Number0025002370
DateMay 02, 2025
Instrument25002370
Lender
NamePROVISOR INC
TypeFunding / Finance Company
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueJun 01, 2055

Tax Assessment & Valuation

Source: Meade County records · Assessment roll updated March 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateSouth Dakota
CountyMeade County
MunicipalitySturgis City
Unified School DistrictMeade School District 46-1 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,700.00 (+4.73%) Additional exemption filed$201,230 (+3.62%) Land $53,411 Building $147,819$201,230 Land $53,411 Building $147,819
2024$2,578.00 (+12.97%) Additional exemption filed$194,191 (+16.96%) Land $53,411 Building $140,780
2023$166,035 Land $53,411 Building $112,624
2022$2,282.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Meade County (46093C), updated May 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 460930204024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AO
high risk · sheet flow 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 18 policies
Nearby Flood Policies18 in force

Wildfire

Wildfire RiskModerate
above 40% of the US · lower than 72% of South Dakota
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 257 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Midcontinent Communications
Cable		1,250 / 60
Clarity Telecom
Cable · Fiber in parts of the area		1,000 / 30

May also be available: BHT Investment Holdings.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemSTURGIS
serves 7,020 people
Water SourceGroundwater
Last State InspectionDec 2023
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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