1945 W School St, Chicago, IL 60657 Property Records

Cook County property record for 1945 W School St, Chicago, IL 60657

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,680 sqft · built 2006
Lot Size	0.069 acres (3,000 sqft)
Owner	Company Name on File
Last Sale	$1,277,500 (Apr 2017)
Tax Bill	$22,005 (2023)
Deeds & Mortgages	Oct 2021 Mortgage Aug 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-19-427-010`

Property Details

APN / Parcel Number

Primary APN	`14-19-427-010`
Alternative APN	`14-19-427-010-0000`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,680 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2009
Architectural Style	Multi-Level
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	3,000 sqft (0.069 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1945 W SCHOOL ST
City	CHICAGO
State	IL
Zip	60657-2034
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	W L (SCHRADERS) SUB OF BLK49 OF EXECUTORS OF W E JONE S SUB OF SEC19 EX SW NE & EX SE NW & EX EH SE SEC 19-40-14
Legal Range	14E
Legal Township	40N
Legal Section	19
Legal Subdivision	SCHRADERS SUB
Legal Block	49
Legal Lot Number	13
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	2
Census Block	2004
Census Tract	51200

Owner

1945 W School St is owned by a company that acquired it in June 2017.

Source: Cook County records, as of May 27, 2026

Owner of Record	Company Name on File
Mailing Address	1945 W SCHOOL ST, CHICAGO, IL 60657-2034
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Aug 26, 2019	Deed of Trust, Mortgage US BK
Jul 26, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 19, 2017	Warranty Deed, Transfer CAPITAL ONE NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2017 · Amount on File
Deed Sale	Apr 19, 2017 · Amount on File
Prior Sale	Mar 31, 2014 · Amount on File
Deed Document Number	201749331
Last Transfer Date	Jun 22, 2017
Transfer Doc	0000045112
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1945 W SCHOOL ST, CHICAGO, IL 60657-2034
Transaction Type	Mortgage
Record Updated	Oct 25, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0028018020
Date	Oct 7, 2021
Instrument	2128018020

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	356 Months
Due	Jun 4, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Jun 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.87%
Index	1-Year CMT
Max Rate	7.87%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1945 W SCHOOL ST, CHICAGO, IL 60657-2034
Document Number	1931006253
Instrument Date	Aug 26, 2019
Transaction Type	Mortgage
Record Updated	Nov 15, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1945 W SCHOOL ST CHICAGO IL 606572034, CHICAGO, IL 60657-2034

Mortgage

Document Number	1931006253
Date	Nov 6, 2019
Instrument	31006253

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 5, 2049

Interest

Rate Type	Adjustable Rate
Rate	3%

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Jul 26, 2017
Property Address	1945 W SCHOOL ST, CHICAGO, IL 60657-2034
Document Number	1720745112
Instrument Date	Jun 22, 2017
Instrument	20745112
Transaction Type	Transfer
Record Updated	Aug 9, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1945 W SCHOOL ST CHICAGO IL 606572034, CHICAGO, IL 60657-2034

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Apr 19, 2017
Property Address	1945 W SCHOOL ST, CHICAGO, IL 60657-2034
Document Number	1710949331
Instrument Date	Apr 14, 2017
Instrument	10949331
Transaction Type	Transfer
Record Updated	Apr 27, 2017
Title Company	STEWART LENDER SERVICES, STEWART LENDER SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,277.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1945 W SCHOOL ST CHICAGO IL 606572034, CHICAGO, IL 60657-2034

Mortgage

Document Number	1710949332
Date	Apr 19, 2017
Instrument	10949332

Lender

Name	CAPITAL ONE NA
Type	Funding / Finance Company
Address	7933 PRESTON RD, PLANO, TX 75024-2302

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 18, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.12%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$152,092 Land $46,500 Building $105,592	$1,520,920 Land $465,000 Building $1,055,920
2023	$22,005.00 (+2.69%)
2022	$21,429.00 Homeowner's exemption	$107,609 Land $37,500 Building $70,109	$1,076,090 Land $375,000 Building $701,090

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1945 W School St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1945 W School St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,459 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Zentro.

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