1945 Upper Bellbrook Rd, Xenia, OH 45385 Property Records

Greene County property record for 1945 Upper Bellbrook Rd, Xenia, OH 45385

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,516 sqft · built 1900
Lot Size	5.02 acres (218,671 sqft)
Owner	Individual Name on File
Last Sale	$139,900 (Mar 2001)
Tax Bill	$5,805 (2025)
Deeds & Mortgages	May 2021 Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`L322031006`

Property Details

APN / Parcel Number

Primary APN	`L322031006`
Alternative APN	`L32-0002-0031.0-0006.00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,516 sqft Living Area
1st Floor Area	1,196 sqft
Basement Area	1,196 sqft
Unfinished Basement	1,196 sqft
Family Room	Family Room

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	218,671 sqft (5.02 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1945 UPPER BELLBROOK RD
City	XENIA
State	OH
Zip	45385-9339
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	579 1945 UPPER BELLBROOK RD
Legal Subdivision	BELLBROOK
Jurisdiction	GREENE OH
Township / Civil Division	SUGARCREEK
Census Block Group	3
Census Block	3000
Census Tract	220102

Owner

1945 Upper Bellbrook Rd is owned and occupied by an individual who bought it in March 2001.

Source: Greene County records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	1945 UPPER BELLBROOK RD, XENIA, OH 45385-9339
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE OLD FORT BANKING COMPANY
Aug 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNION SVGS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2001 · Amount on File
Deed Sale	Mar 9, 2001 · Amount on File
Prior Sale	May 6, 1998 · Amount on File
Deed Document Number	20015548
Deed Book / Page	1507 / 851
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	1945 UPPER BELLBROOK RD, XENIA, OH 45385-9339
Transaction Type	Mortgage
Record Updated	Jun 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021011309
Date	May 10, 2021
Instrument	2021011309

Lender

Name	THE OLD FORT BANKING COMPANY
Type	Bank
Address	TIFFIN, OH 44883

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Jun 1, 2031

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	1945 UPPER BELLBROOK RD, XENIA, OH 45385-9339
Document Number	0000015687
Instrument Date	Aug 22, 2017
Transaction Type	Mortgage
Record Updated	Mar 19, 2018
Title Company	LANDMARK TITLE, LANDMARK TITLE AGENCY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1945 UPPER BELLBROOK RD XENIA OH 453859339, XENIA, OH 45385-9339

Mortgage

Document Number	0000015687
Date	Sep 18, 2017
Instrument	15687

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Sep 17, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 1945 Upper Bellbrook Rd was $5,805, up 10.1% from the year before.

Source: Greene County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Greene County
County Subdivision	Sugarcreek Township
Unified School District	Bellbrook-Sugarcreek Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,805.00 (+10.07%)	$103,240 (+8.61%) Land $44,890 Building $58,350
2024	$5,274.00 (-0.36%)	$95,060 (-) Land $44,890 Building $50,170
2023	$5,293.00 (-0.71%)	$95,060 (+20.3%) Land $44,890 Building $50,170	$294,960 Land $128,260 Building $166,700
2022	$5,331.00	$79,020 Land $40,810 Building $38,210
2020			$225,760 Land $116,600 Building $109,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1945 Upper Bellbrook Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1945 Upper Bellbrook Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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