Flathead County property record for 1945 Sun Crest Dr, Whitefish, MT 59937
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,203 sqft · built 2003 |
| Lot Size | 0.539 acres (23,479 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $10,255 (2026) |
| Deeds & Mortgages | Jun 2026 Line of Credit Jun 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | R0752855 |
| Primary APN | R0752855 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,203 sqft Living Area |
| 1st Floor Area | 1,732 sqft |
| Attic | Attic |
| Attic Area | 471 sqft |
| Basement Area | 1,732 sqft |
| Finished Basement | 1,732 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 23,479 sqft (0.539 acres) |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 210 sqft |
| Deck Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 0000052478 |
|---|---|
| Street Address | 1945 SUN CREST DR |
| City | WHITEFISH |
| State | MT |
| Zip | 59937-3320 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Description | SUN CREST SUB, S24, T31 N, R22 W, LOT 7, ASSR #0000052478 |
| Legal Range | 22W |
| Legal Township | 31N |
| Legal Section | 24 |
| Legal Subdivision | SUN CREST SUB |
| Legal Lot Number | 7 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | WHITEFISH |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 302 |
1945 Sun Crest Dr is held in a trust since November 2015.
Source: Flathead County records, as of September 11, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 1945 SUN CREST DR, WHITEFISH, MT 59937-3320 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 22, 2026 | Deed of Trust, Mortgage · Line of Credit WHITEFISH CREDIT UNION |
| Jun 6, 2017 | Deed of Trust, Mortgage · Line of Credit FIRST INTERSTATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 20, 2015 |
| Deed Sale | Nov 20, 2015 |
| Prior Sale | Jun 24, 2005 |
| Deed Document Number | 201526991 |
| Prior Transfer Date | Jul 20, 2006 |
| Prior Transfer Doc | 0020210520 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Jun 22, 2026 |
| Property Address | 1945 SUN CREST DR, WHITEFISH, MT 59937-3320 |
| Document Number | 0000012532 |
| Instrument Date | Jun 18, 2026 |
| Instrument | 202612532 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust, 165 |
| Document Number | 0000012532, |
|---|---|
| Date | Jun 22, 2026 |
| Instrument | 202612532 |
| Name | WHITEFISH CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jun 25, 2036 |
| Rate Type | Balloon |
|---|---|
| Rate | 6.51% |
| Initial Type | Balloon |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 1945 SUN CREST DR, WHITEFISH, MT 59937-3320 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 201700011408 |
|---|---|
| Date | Jun 6, 2017 |
| Instrument | 201700011408 |
| Name | FIRST INTERSTATE BANK |
|---|---|
| Type | Bank |
| Address | WHITEFISH, MT 59937 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 1945 Sun Crest Dr was $10,255, down 12.3% from the year before.
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Municipality | Whitefish City |
| Elementary School District | Whitefish Elementary School District (PK - 08) |
| Secondary School District | Whitefish High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,255.00 (-12.31%) | $2,212,100 (-) | |
| 2025 | $11,694.00 | $2,212,100 | $2,212,100 Land $615,503 Building $1,596,597 |
| 2023 | $11,357.00 | $1,653,700 | $1,653,700 Land $447,157 Building $1,206,543 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1945 Sun Crest Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1945 Sun Crest Dr is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 67% of Montana |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IRON HORSE HOMEOWNERS ASSOC private · serves 335 people · EPA ID MT0004052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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