1945 S Arco Dr, Gilbert, AZ 85295 Property Records

Maricopa County property record for 1945 S Arco Dr, Gilbert, AZ 85295

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,578 sqft · built 1998
Lot Size	0.236 acres (10,258 sqft)
Owner	2 Trust Names on File
Last Sale	$377,500 (Aug 2018)
Tax Bill	$2,297 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Oct 2025 Transfer + 3 more
Flood Zone	Zone X (moderate risk)
APN	`304-42-163`

Property Details

APN / Parcel Number

Primary APN	`304-42-163`
Alternative APN	`304421633`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,578 sqft Living Area
Gross Area	2,848 sqft
1st Floor Area	1,344 sqft
2nd Floor Area	1,234 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	10,258 sqft (0.236 acres)
Parking Spaces	3 Parking Spaces
Patio Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	1945 S ARCO DR
City	GILBERT
State	AZ
Zip	85295-3017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	SPRINGTREE 2 MCR 421-27
Legal Range	6E
Legal Township	1S
Legal Section	29
Legal Subdivision	SPRINGTREE 2
Legal Lot Number	144
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	3
Census Block	3006
Census Tract	815000

Owner

1945 S Arco Dr is owner-occupied and held in a trust since August 2018.

Source: Maricopa County records, as of September 4, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1945 S ARCO DR, GILBERT, AZ 85295-3017
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage MORIA DEVELOPMENT
Oct 30, 2025	Intrafamily Transfer, Transfer
Sep 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORIA DEVELOPMENT INC
Feb 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORIA DEVELOPMENT INC
Aug 2, 2018	Warranty Deed, Transfer · Conventional with PMI PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2018 · Amount on File
Deed Sale	Aug 2, 2018 · Amount on File
Prior Sale	Aug 30, 2005 · Amount on File
Deed Document Number	2018587541
Prior Transfer Date	Nov 5, 2002
Prior Transfer Doc	0001241763
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Recording Date	Aug 28, 2026
Property Address	1945 S ARCO DR, GILBERT, AZ 85295-3017
Document Number	0000509328
Instrument Date	Aug 20, 2026
Instrument	2026509328
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	TITLE AGENCY, NAVI TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	1945 S ARCO DR, GILBERT, AZ 85295-3017

Mortgage

Document Number	0000509328,
Date	Aug 28, 2026
Instrument	2026509328

Lender

Name	MORIA DEVELOPMENT

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Oct 30, 2025
Property Address	1945 S ARCO DR, GILBERT, AZ 85295-3017
Document Number	0000629880
Map Reference	DOC 96-596416
Instrument Date	Jul 30, 2025
Instrument	20250629880
Transaction Type	Transfer
Record Updated	Nov 13, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1945 S ARCO DR, GILBERT, AZ 85295-3017

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1945 S ARCO DR, GILBERT, AZ 85295-3017
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1945 S ARCO DR, GILBERT, AZ 85295-3017

Mortgage

Document Number	0000879572
Date	Sep 18, 2020
Instrument	20200879572

Lender

Name	MORIA DEVELOPMENT INC
Type	Mortgage Company
Address	TEMPE, AZ 85284

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1945 S ARCO DR, GILBERT, AZ 85295-3017
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000140322
Date	Feb 19, 2020
Instrument	20200140322

Lender

Name	MORIA DEVELOPMENT INC
Type	Mortgage Company
Address	TEMPE, AZ 85284

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 2, 2018
Property Address	1945 S ARCO DR, GILBERT, AZ 85295-3017
Document Number	0000587541
Instrument Date	Jul 9, 2018
Instrument	587541
Transaction Type	Transfer
Record Updated	Aug 30, 2018
Title Company	CLEAR TITLE AGENCY/AZ

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$377.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1945 S ARCO DR GILBERT AZ 852953017, GILBERT, AZ 85295-3017

Mortgage

Document Number	587542
Date	Aug 2, 2018
Instrument	587542

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1945 S Arco Dr was $2,297.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$54,770 (+82.29%)	$547,700 (+6.04%) Land $109,500 Building $438,200
2025	$2,297.00	$30,046 (-45.35%)	$516,500 (-6.06%) Land $103,300 Building $413,200
2024		$54,980	$549,800 Land $109,900 Building $439,900
2023	$2,225.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1945 S Arco Dr in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1945 S Arco Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
CenturyLink DSL	140 / 20

May also be available: Arizona Network, Verizon.

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