1945 S 650 E, Clearfield, UT 84015 Property Records

Davis County property record for 1945 S 650 E, Clearfield, UT 84015

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,399 sqft · built 2003
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Jan 2018)
Tax Bill	$2,780 (2025)
Deeds & Mortgages	Feb 2026 Second Mortgage Feb 2024 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`12-446-0184`

Property Details

APN / Parcel Number

Primary APN	`12-446-0184`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,399 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Area	441 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1945 S 650 E
City	CLEARFIELD
State	UT
Zip	84015-6257
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-O
Legal Description	ALL OF LOT 184, FOX HOLLOW PHASE 3. CONTAINS 0.15 ACRES
Legal Subdivision	FOX HOLLOW SUB PH 3
Legal Phase	3
Legal Lot Number	184
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	1
Census Block	1015
Census Tract	125414

Owner

Source: Davis County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1945 S 650 E, CLEARFIELD, UT 84015-6257
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage KIND LENDING LLC
Feb 16, 2024	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU
Aug 3, 2020	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU
Jun 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICA FIRST FCU
Jan 16, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 16, 2018 · Amount on Record
Deed Sale	Jan 16, 2018 · Amount on Record
Prior Sale	Oct 27, 2006 · Amount on Record
Deed Document Number	20183070496
Deed Book / Page	6931 / 606
Prior Transfer Date	Jan 5, 2018
Prior Transfer Doc	0003070496
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	1945 S 650 E, CLEARFIELD, UT 84015-6257
Transaction Type	Mortgage
Record Updated	Mar 10, 2026
Title Company	SILVER LEAF TITLE INSURANCE AGENCY, SILVER LEAF TITLE INS AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008936/333
Date	Feb 19, 2026
Book Page	8936/333
Instrument	3655202

Lender

Name	KIND LENDING LLC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	1945 S 650 E, CLEARFIELD, UT 84015-6257
Transaction Type	Mortgage
Record Updated	Feb 29, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1945 S 650 E, CLEARFIELD, UT 84015-6257

Mortgage

Document Number	008441/865
Date	Feb 16, 2024
Book Page	8441/865
Instrument	3561107

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	1945 S 650 E, CLEARFIELD, UT 84015-6257
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003277904
Date	Aug 3, 2020
Book Page	7566/2802
Instrument	3277904

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	1945 S 650 E, CLEARFIELD, UT 84015-6257
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	US TITLE COMPANY O

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003256701
Date	Jun 1, 2020
Book Page	7524/1314
Instrument	3256701

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84409

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DAVIS UT
Recording Date	Jan 16, 2018
Property Address	1945 S 650 E, CLEARFIELD, UT 84015-6257
Document Number	0003070496
Book / Page	006931 / 000606
Instrument Date	Jan 5, 2018
Instrument	3070496
Transaction Type	Transfer
Record Updated	Jan 30, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1945 S 650 E CLEARFIELD UT 840156257, CLEARFIELD, UT 84015-6257

Tax Assessment & Valuation

Source: Davis County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Clearfield City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$249,150 (-) Land $64,964 Building $184,186	$453,000 (-) Land $118,116 Building $334,884
2025	$2,780.00 (+3.23%)	$249,150 (-39.38%) Land $67,035 Building $182,115	$453,000 (+10.22%) Land $121,881 Building $331,119
2024	$2,693.00 (+8.59%)
2023	$2,480.00 (-7.94%)	$411,000 Land $103,126 Building $307,874	$411,000 Land $103,126 Building $307,874
2022	$2,694.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEARFIELD CITY WATER SYSTEM serves 33,540 people · EPA ID UTAH06002
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Oct 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Dec 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 576 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Connext Networks Fiber	1,000 / 1,000
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Rise Broadband, Verizon.

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