Polk County property record for 1945 Quail Fields Cir, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,017 sqft · built 2025 |
| Lot Size | 0.158 acres (6,900 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $335,000 (Jun 2025) |
| Tax Bill | $972 (2025) |
| Deeds & Mortgages | Jul 2025 Mortgage Jun 2025 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-29-18-865158-000200 |
| Primary APN | 27-29-18-865158-000200 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,017 sqft Living Area |
| Gross Area | 2,458 sqft |
| 1st Floor Area | 2,017 sqft |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 6,900 sqft (0.158 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Porch | Unfinished Open Porch |
| Street Address | 1945 QUAIL FIELDS CIR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-5262 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ASHTON COVEY PHASE ONE PB 206 PGS 46-50 LOT 20 |
| Legal Subdivision | ASHTON COVEY PHASE ONE |
| Legal Lot Number | 20 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKE WALES |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 14401 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1945 QUAIL FIELDS CIR, WINTER HAVEN, FL 33884-5262 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 11, 2025 | Deed of Trust, Mortgage · Conventional Mortgage NVR MORTGAGE FINANCE INC |
| Jun 2, 2025 | Special Warranty Deed, Transfer NVR SETTLEMENT SERVICES INC |
| Jan 16, 2025 | Special Warranty Deed, Transfer NVR SETTLEMENT SERVICES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 2, 2025 · Amount on Record |
| Deed Sale | Jun 2, 2025 · Amount on Record |
| Prior Sale | Jan 16, 2025 · Amount on Record |
| Deed Document Number | 2025127601 |
| Deed Book / Page | 13568 / 1258 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1945 QUAIL FIELDS CIR, WINTER HAVEN, FL 33884-5262 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 20140 NORTEAST 3RD COURT 1, 1, MIAMI, FL 33179 |
| Document Number | 0000162045 |
|---|---|
| Date | Jul 11, 2025 |
| Book Page | 13620/1787 |
| Instrument | 2025162045 |
| Name | NVR MORTGAGE FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Address | PITTSBURGH, PA 15276 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Aug 1, 2035 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jun 2, 2025 |
| Property Address | 1945 QUAIL FIELDS CIR, WINTER HAVEN, FL 33884-5262 |
| Document Number | 0000127601 |
| Book / Page | 13568 / 1258 |
| Map Reference | MB 206 PG 46-50 |
| Instrument Date | May 29, 2025 |
| Instrument | 2025127601 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | NVR SETTLEMENT SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,345.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7547 GOLF CHANNEL DR, ORLANDO, FL 32819-8921 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1945 QUAIL FIELDS CIR, WINTER HAVEN, FL 33884-5262 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jan 16, 2025 |
| Property Address | 1945 QUAIL FIELDS CIR, WINTER HAVEN, FL 33884-5262 |
| Document Number | 0000012274 |
| Book / Page | 13403 / 1461 |
| Map Reference | MB 206 PG 46 |
| Instrument Date | Jan 8, 2025 |
| Instrument | 2025012274 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | NVR SETTLEMENT SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,940.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 7530, WINTER HAVEN, FL 33883-7530 |
| Name | Verified Name |
|---|---|
| Address | 7547 GOLF CHANNEL DR, ORLANDO, FL 32819-8921 |
| Investor | Possibly a Property Investor |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $277,699 (+434.04%) Land $52,000 Building $225,699 | $277,699 (+434.04%) Land $52,000 Building $225,699 | |
| 2025 | $972.00 | $52,000 Land $52,000 | $52,000 Land $52,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 35 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 35 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 60% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
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