Berks County property record for 1945 Lorraine Rd, Reading, PA 19604
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,619 sqft · built 1958 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $340,000 (Jul 2025) |
| Tax Bill | $3,000 (2026) |
| Deeds & Mortgages | Jul 2025 Sale & Mortgage Mar 2021 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5318-81-50-3748 |
| Primary APN | 5318-81-50-3748 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,619 sqft Living Area |
| Gross Area | 3,291 sqft |
| 1st Floor Area | 2,619 sqft |
| Basement Area | 672 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 8,712 sqft (0.2 acres) |
| View / Lot | Neighborhood |
| Porch | Open Frame Porch |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 17473925 |
|---|---|
| Street Address | 1945 LORRAINE RD |
| City | READING |
| State | PA |
| Zip | 19604-1418 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 50 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | READING |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 600 |
1945 Lorraine Rd is owned and occupied by two individuals who bought it in July 2025.
Source: Berks County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1945 LORRAINE RD, READING, PA 19604-1418 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 23, 2025 | Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Mar 23, 2021 | Deed of Trust, Mortgage · Line of Credit ORRSTOWN BANK |
| Jan 17, 2017 | Deed of Trust, Mortgage · Conventional Mortgage NEW PENN FINANCIAL LLC |
| Jul 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ORRSTOWN BANK |
| Jun 21, 2018 | Deed, Transfer · Conventional Mortgage ORRSTOWN BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 23, 2025 · Amount on File |
| Deed Sale | Jul 23, 2025 · Amount on File |
| Prior Sale | Oct 4, 2024 · Amount on File |
| Deed Document Number | 202521897 |
| Prior Transfer Date | Mar 14, 2014 |
| Prior Transfer Doc | 0000007834 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Jul 23, 2025 |
| Property Address | 1945 LORRAINE RD, READING, PA 19604-1418 |
| Document Number | 0000021897 |
| Instrument Date | Jun 30, 2025 |
| Instrument | 2025021897 |
| Transaction Type | Transfer |
| Record Updated | Apr 30, 2026 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,400.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1945 LORRAINE RD, READING, PA 19604-1418 |
| Document Number | 0000021898 |
|---|---|
| Date | Jul 23, 2025 |
| Instrument | 2025021898 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 1945 LORRAINE RD, READING, PA 19604-1418 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1945 LORRAINE RD, READING, PA 19604-1418 |
| Document Number | 0000013791 |
|---|---|
| Date | Mar 23, 2021 |
| Instrument | 2021013791 |
| Name | ORRSTOWN BANK |
|---|---|
| Type | Bank |
| Address | LANCASTER, PA 17601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 1945 LORRAINE RD, READING, PA 19604-1418 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001934 |
|---|---|
| Date | Jan 17, 2017 |
| Instrument | 2017001934 |
| Name | NEW PENN FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | PLYMOUTH MEETING, PA 19462 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 1945 LORRAINE RD, READING, PA 19604-1418 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000023227 |
|---|---|
| Date | Jul 14, 2020 |
| Instrument | 2020023227 |
| Name | ORRSTOWN BANK |
|---|---|
| Type | Bank |
| Address | CHAMBERSBURG, PA 17201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Jun 21, 2018 |
| Property Address | 1945 LORRAINE RD, READING, PA 19604-1418 |
| Document Number | 0000020568 |
| Instrument Date | Jun 15, 2018 |
| Instrument | 2018020568 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1945 LORRAINE RD, READING, PA 19604-1418 |
| Document Number | 0000020569 |
|---|---|
| Date | Jun 21, 2018 |
| Instrument | 2018020569 |
| Name | ORRSTOWN BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2048 |
The 2026 property tax bill for 1945 Lorraine Rd was $3,000, up 4% from the year before.
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| Municipality | Reading City |
| Unified School District | Reading School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,000.00 (+3.99%) | $106,300 (-) Land $33,300 Building $73,000 | $33,300 (-) Land $33,300 |
| 2025 | $2,885.00 (+2.52%) | $106,300 (-) Land $33,300 Building $73,000 | $33,300 Land $33,300 |
| 2024 | $2,814.00 | $106,300 Land $33,300 Building $73,000 | |
| 1994 | $106,300 Land $33,300 Building $73,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1945 Lorraine Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Jan 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1945 Lorraine Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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