Napa County property record for 1945 Locust St, Napa, CA 94559
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,328 sqft · built 1953 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Trust Name on File |
| Last Sale | $192,000 (Mar 1994) |
| Tax Bill | $4,496 (2026) |
| Deeds & Mortgages | Mar 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-601-002-000 |
| Primary APN | 004-601-002-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,328 sqft Living Area |
| Gross Area | 1,856 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Conventional |
| Construction Type | Wood |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Central |
| Old Parcel Number | 004-601-002 |
|---|---|
| Street Address | 1945 LOCUST ST |
| City | NAPA |
| State | CA |
| Zip | 94559-4461 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS5 |
| Legal Description | GORDON PK LOT 15 |
| Legal Subdivision | GORDON PARK SUB |
| Legal Lot Number | 15 |
| Jurisdiction | NAPA CA |
| Township / Civil Division | NAPA |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 200201 |
1945 Locust St is owner-occupied and held in a trust since December 2004.
Source: Napa County records, as of October 21, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 1945 LOCUST ST, NAPA, CA 94559-4461 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 21, 1994 · Amount on File |
| Deed Sale | Mar 21, 1994 · Amount on File |
| Deed Document Number | 19949585 |
| Last Transfer Date | Dec 17, 2004 |
| Transfer Doc | 0000053118 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAPA CA |
| Property Address | 1945 LOCUST ST, NAPA, CA 94559-4461 |
| Document Number | 0000005943 |
| Instrument Date | Mar 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2019 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 1945 LOCUST ST NAPA CA 945594461, NAPA, CA 94559-4461 |
| Document Number | 0000005943 |
|---|---|
| Date | Apr 3, 2019 |
| Instrument | 5943 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33634 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 1945 Locust St was $4,496 with a homeowner's exemption, up 2.3% from the year before.
Source: Napa County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Napa County |
| Municipality | Napa City |
| Unified School District | Napa Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,496.00 (+2.25%) Homeowner's exemption | $332,832 (+2%) Land $142,145 Building $190,687 | $332,832 Land $142,145 Building $190,687 |
| 2025 | $4,397.00 Homeowner's exemption | $326,307 Land $139,358 Building $186,949 | |
| 2023 | $4,203.00 (+1.3%) Homeowner's exemption | $313,639 Land $133,948 Building $179,691 | |
| 2022 | $4,149.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1945 Locust St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1982–2017) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jan 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1945 Locust St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NAPA serves 84,804 people · EPA ID CA2810003 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 590 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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