1945 Fox Ridge Rd, Ely, IA 52227 Property Records

Linn County property record for 1945 Fox Ridge Rd, Ely, IA 52227

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,677 sqft · built 2018
Lot Size	0.251 acres (10,920 sqft)
Owner	2 Company Names on Record
Last Sale	$341,500 (Mar 2019)
Tax Bill	$6,944 (2024)
Deeds & Mortgages	May 2026 Transfer May 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18322-30006-00000`

Property Details

APN / Parcel Number

Primary APN	`18322-30006-00000`

Interior

Bedrooms	3 Beds
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,677 sqft Living Area
1st Floor Area	1,677 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Frame
Lot Area	10,920 sqft (0.251 acres)
Garage Type	Attached
Garage Area	873 sqft

Location & Zoning

Street Address	1945 FOX RIDGE RD
City	ELY
State	IA
Zip	52227-9697
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEER VALLEY 3RD LOT 12
Legal Range	6W
Legal Township	82N
Legal Section	32
Legal Subdivision	DEER VALLEY 3RD
Legal Lot Number	12
Jurisdiction	LINN IA
Township / Civil Division	PUTNAM
Census Block Group	4
Census Block	4030
Census Tract	10700

Owner

Source: Linn County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1945 FOX RIDGE RD, ELY, IA 52227-9697
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
May 7, 2018	Deed of Trust, Mortgage · Line of Credit HILLS BK&TR
Apr 5, 2018	Warranty Deed, Transfer · Line of Credit HILLS BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2019 · Amount on Record
Deed Sale	Mar 12, 2019 · Amount on Record
Prior Sale	Apr 5, 2018 · Amount on Record
Deed Book / Page	10308 / 204
Last Transfer Date	May 8, 2026
Transfer Doc	0000012493
Record Updated	Sep 20, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LINN IA
Recording Date	May 11, 2026
Property Address	1945 FOX RIDGE RD, ELY, IA 52227-9697
Document Number	0000012493
Instrument Date	May 8, 2026
Instrument	202612493
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	1945 FOX RIDGE RD, ELY, IA 52227-9697

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	1945 FOX RIDGE RD, ELY, IA 52227-9697
Document Number	0100980222
Instrument Date	May 7, 2018
Transaction Type	Mortgage
Record Updated	Oct 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1945 FOX RIDGE RD ELY IA 522279697, ELY, IA 52227-9697

Mortgage

Document Number	0100980222
Date	May 15, 2018
Book Page	010098/000222

Lender

Name	HILLS BK&TR
Type	Bank
Address	HILLS, IA 52235

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 14, 2043

Interest

Rate Type	Adjustable Rate

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINN IA
Recording Date	Apr 5, 2018
Property Address	1945 FOX RIDGE RD, ELY, IA 52227-9697
Document Number	0100710088
Book / Page	010071 / 000088
Instrument Date	Mar 28, 2018
Transaction Type	Transfer
Record Updated	Oct 12, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$172.80
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1123 QUARRY AVE SW CEDAR RAPIDS IA 524043727, CEDAR RAPIDS, IA 52404-3727

Mortgage

Document Number	100710089
Date	Apr 5, 2018
Book Page	010071/000089

Lender

Name	HILLS BK&TR
Type	Bank
Address	HILLS, IA 52235

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 4, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Linn County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Linn County
Municipality	Ely City
Unified School District	College Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$440,100 (+1.66%) Land $60,600 Building $379,500	$440,100 (+1.66%) Land $60,600 Building $379,500
2024	$6,944.00 (+10.82%)
2023		$432,900 Land $60,600 Building $372,300	$432,900 Land $60,600 Building $372,300
2022	$6,266.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 58% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELY WATER SUPPLY serves 2,328 people · EPA ID IA5728018
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
South Slope Cooperative Telephone Company Fiber	10,000 / 10,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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