Anne Arundel County property record for 1945 Forest Dr, Annapolis, MD 21401
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,080 sqft · built 1995 |
| Lot Size | 0.462 acres (20,109 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $118,000 (Jan 1995) |
| Tax Bill | $4,093 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-789-08128450 |
| Primary APN | 06-789-08128450 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,080 sqft Living Area |
| 1st Floor Area | 1,080 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 20,109 sqft (0.462 acres) |
| Deck Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 78908128450 |
|---|---|
| Street Address | 1945 FOREST DR |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21401-4318 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT LT 61 ROSEWOOD |
| Legal Subdivision | ROSEWOOD |
| Legal Block | 1 |
| Legal Lot Number | 61 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 702500 |
1945 Forest Dr is owned and occupied by two individuals who acquired it in August 2006.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1945 FOREST DR, ANNAPOLIS, MD 21401-4318 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 18, 1995 · Amount on File |
| Deed Sale | Jan 18, 1995 · Amount on File |
| Deed Book / Page | 6904 / 41 |
| Last Transfer Date | Aug 8, 2006 |
| Transfer Doc | 0183490792 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 1945 FOREST DR, ANNAPOLIS, MD 21401-4318 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2021 |
| Title Company | VANTAGE POINT TITLE |
| Name | Verified Name |
|---|---|
| Address | 1945 FOREST DR, ANNAPOLIS, MD 21401-4318 |
| Document Number | 0361640443 |
|---|---|
| Date | Feb 17, 2021 |
| Book Page | 36164/443 |
| Name | CLEARPATH LENDING |
|---|---|
| Type | Lending Institution |
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 356 Months |
| Due | Oct 1, 2050 |
The 2025 property tax bill for 1945 Forest Dr was $4,093 with a homeowner's exemption, up 7.4% from the year before.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Municipality | Annapolis City |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $379,300 (+8.93%) Land $196,000 Building $183,300 | $379,300 (-) Land $196,000 Building $183,300 | |
| 2025 | $4,093.00 (+7.4%) Homeowner's exemption | $348,200 | $379,300 Land $196,000 Building $183,300 |
| 2024 | $3,811.00 (+7.53%) | ||
| 2023 | $3,544.00 Homeowner's exemption | $286,000 Land $148,000 Building $138,000 | $286,000 Land $148,000 Building $138,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1945 Forest Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 3 (2010–2024) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1945 Forest Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 6 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
May also be available: AT&T, T-Mobile.
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